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Phillip A

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Review of the Monzo, Flex Purchase credit card:

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Monzo Flex

I’ve been using Monzo Flex for a couple of years now. It’s a great alternative to a credit card and much easier to monitor in the same app as my main account. There are many options for repayment, some interest free and some with clear and transparent interest fees. The ability to pay more at any time and reduce the interest owed is also really useful. It’s great to have for larger purchases or just those unexpected emergencies. Reviewed on: 10th February 2026

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