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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3037 reviews)

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4.97

Based on 3,037 reviews, last reviewed 3rd Mar 2026

52300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Best in market credit card. Best in market credit card. Interest free over 12mths, easy to make payments. Reviewed on: 3rd March 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3037)

Monzo Flex (credit card)

I’ve been using my monzo flex credit card ever since it has launched, absolutely love it. Its in the name the flexibility is amazing on repayments, can adjust limits and payments to your preference. Highly recommended by myself to anyone looking into a easy, simple credit card to use(flex). Ps the app is the best Reviewed on: 9th February 2026

Everything is perfect.

Everything is perfect. Don't change anything Reviewed on: 9th February 2026

Good and reliable bank and the services are too good...

Good and reliable bank and the services are too good Reviewed on: 9th February 2026

The flex card has been a godsend when having an unex...

The flex card has been a godsend when having an unexpected expense or 2 Reviewed on: 9th February 2026

Perfect for Starters and Intermediates

It is a great credit card, and there is a lot of flexibility in how you can use it. This includes bank transfers from it as well. The app makes it all the more easier for me to use it. Reviewed on: 9th February 2026

Great for building credit score.

Very easy to navigate and use. This has really helped me financially especially with building my credit score. Reviewed on: 9th February 2026

Flex us great for budgeting

I love the app it's so easy to use. The flex credit card is great, spreading payments over 3 months with no interest really helps with budgeting for larger purchases. Had a query with a refund recently and got a detailed reply within an hour. Reviewed on: 9th February 2026

It's a been a smooth journey so far with Monzo flex,...

It's a been a smooth journey so far with Monzo flex, the offers and the service is awesome. Reviewed on: 9th February 2026

The Monzo flex card isunmatched product in its curre...

The Monzo flex card isunmatched product in its current form and unique to the market and love it Reviewed on: 9th February 2026

Monzo Flex is fantastic!

Monzo Flex is fantastic! Its simple and clear user interface keeps you always informed about your spending and limits. Notifications work seamlessly just like any other Monzo feature. Reviewed on: 9th February 2026

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