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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Best of the best.

Love this bank... Top notch and easy to use Reviewed on: 9th February 2026

Quick and easy for everyone!

Quick and easy for everyone! For me was and it's a good help! Reviewed on: 9th February 2026

Excellent service !

To this day, I have no complaints about Monzo Flex.This service is excellent . Reviewed on: 9th February 2026

Amazing, first class.

Amazing, first class. It’s the only bank account you need Reviewed on: 9th February 2026

Fantastic

Amazing offers and for travelling Internationally Reviewed on: 9th February 2026

Super user-friendly app, transparent great offers, c...

Super user-friendly app, transparent great offers, convenient. Reviewed on: 9th February 2026

Very helpful to humankind!

Very helpful to humankind! Keep it up Monzo! Reviewed on: 9th February 2026

Unmatched

Monzo Bank have done a spectacular job since they came to be. As a customer from the early days, I feel very seen and valued whenever a new feature comes out and I get to trial it out (year in review, 2 years in a row). The fun challenges they put in for their customers are a great way to teach about finances and keep people involved. Their social media team is also fantastic. Most of us are unaware of all the people who make Monzo Bank the power that it is, but to all of you I would like to say thank you! Reviewed on: 9th February 2026

Just excellent and always at hand to help with any...

Just excellent and always at hand to help with any queries Reviewed on: 9th February 2026

Very clear, super flexible.

Very clear, super flexible. They go beyond and above to explain credit fully and dont use outdated jargon to explain it. It is a modern product, in a modern setting, for a digital age on the go. Reviewed on: 9th February 2026

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