Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Brilliant credit card. Maybe too flexible?

I have found the Monzo flex card incredibly useful and very easy to use. The flexibility of credit and interest free payment periods with individual purchases is fantastic. My only negative would be that it is a little bit too easy to use and can be dangerous for people who use a lot of credit. But if you can manage it well, the flexibility of this product it is great. Very cool card too! Reviewed on: 11th March 2024

Really fast and easy to get approved, and very easy...

Really fast and easy to get approved, and very easy to manage. Its a great alternative to other credit cards Reviewed on: 16th April 2024

Monzo flex is the best place to borrow money

Monzo flex credit card is the best place to borrow money when you need it now! There are no hidden fees or tricks and it's easy to track on the app. Would highly recommend! Reviewed on: 16th April 2024

Monzo flex allows me to automatically choose my paym...

Monzo flex allows me to automatically choose my payment plan either pay in full interest free for 3 months zero interest or pay in full or pay with less interest on a longer months . It did speak for itself as “ flexible” Reviewed on: 16th April 2024

Monzo Flex credit card has truly been a game-changer...

Monzo Flex credit card has truly been a game-changer for me. Its simplicity and flexibility make managing finances a breeze. With no hidden fees and transparent terms, I feel confident knowing exactly what I'm getting. The app interface is intuitive, offering real-time insights into my spending habits and allowing me to stay in control effortlessly. Plus, the perks and rewards are an added bonus! Whether it's cashback on everyday purchases or exclusive offers, Monzo Flex goes above and beyond to enhance my banking experience. I can't recommend it enough! Reviewed on: 16th April 2024

I have really good experience with monzo.

I have really good experience with monzo. Reviewed on: 15th April 2024

Next-gen credit card

Monzo Flex is great! Whilst I don’t use it as much as a normal card, being able to spread payments on any purchase is an amazing. Reviewed on: 15th April 2024

Really good product very flexible and great option t...

Really good product very flexible and great option to pay back Reviewed on: 15th April 2024

Never had any issues at all best credit ever!

Never had any issues at all best credit ever! Reviewed on: 15th April 2024

Simple and easy to use, application process simple

Simple and easy to use, application process simple, card arrived quickly. Reviewed on: 15th April 2024

The flexi Smart.

The flexi Smart. it gives great flexibility Reviewed on: 15th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub