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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.96 (3011 reviews)

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4.97

Based on 3,011 reviews, last reviewed 24th Feb 2026

49800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Since 2022 my experience is very awesome Since 2022 my experience is very awesome Reviewed on: 24th February 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3011)

Monzo has been like a breath of fresh air

Monzo has been like a breath of fresh air since joining. The app is super easy to use and clean and flex is great. It has contributed to my credit score whilst also Monzo Perks has provided additional credit insights through the credit reports which I don’t need to pay for externally now. It’s very easy to keep up with payments and pay off my credit card early. Reviewed on: 20th February 2026

I don't like the interest fees but everything else i...

I don't like the interest fees but everything else is amazing Reviewed on: 20th February 2026

Monzo excellence

Monzo flex is the best option i have ever had compare to other cards. It supports me a lot. For a middle class people it is like a support. Reviewed on: 20th February 2026

Have had no hassle/issues at all since first gaining...

Have had no hassle/issues at all since first gaining a Monzo card. Worked well in Amsterdam and the UK Reviewed on: 20th February 2026

An easy to use product.

An easy to use product. Ability to move money between accounts and pots seamlessly. Reviewed on: 20th February 2026

The best card

There are many benefits compared to other credit card I love to use monzo credit card such an wonderful card ever Reviewed on: 19th February 2026

Monzo helping me get my life on track again

I went to Monzo to deal with money better and they have helped me keep my money safe and build my credit score. Reviewed on: 19th February 2026

Excellent

Excellent experience and Good customer service Reviewed on: 19th February 2026

Multi faceted account with myriad options and combin...

Multi faceted account with myriad options and combinations of ways to manage and bespoke it. Reviewed on: 18th February 2026

Very nice card easy to use and to pay back...

Very nice card easy to use and to pay back Reviewed on: 18th February 2026

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