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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3186 reviews)

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4.90

Based on 3,186 reviews, last reviewed 29th Jun 2026

83% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Very good experience. Very good experience. It allows me to make some purchases easily. Now have no worries when it come to having extra money to spend. Reviewed on: 29th June 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3186)

Easy, Fair and flexible. Built my credit score

Really easy to use, I got my first credit card with Monzo after being quite nervous to get one. It has been amazing, so much flexibility and it’s helped me increase my credit score massively. I really recommend it, especially younger people who are just starting to build a credit score. Reviewed on: 19th April 2026

They have been great!

They have been great! They are very prompt with responses and their app is very easy to understand. Reviewed on: 18th April 2026

5 star rating

Brilliant card. Perfect for me and my needs. Reviewed on: 18th April 2026

Excellent facility and very flexible with instant tr...

Excellent facility and very flexible with instant transfers and notifications. Reviewed on: 17th April 2026

I've been with Monzo since they first started and re...

I've been with Monzo since they first started and really rate them - it's a great, user-friendly app and a great way to send/request money from friends. The credit card let's you split payments over 3 months 0% interest, Reviewed on: 17th April 2026

Great and flexible using the Flex CC.

Great and flexible using the Flex CC. The App provides information along the way Reviewed on: 17th April 2026

My monzo flex card has given great benefits and bein...

My monzo flex card has given great benefits and being linked to by bank account makes that flexibility even easier Reviewed on: 17th April 2026

Flex is easy to use and so convenient, it’s a faultl...

Flex is easy to use and so convenient, it’s a faultless way to pay. Reviewed on: 17th April 2026

Simple effective and quick Iv been a user for years...

Simple effective and quick Iv been a user for years and never had a issue. Reviewed on: 17th April 2026

I love the flex card

I love the flex card, you can pay any expense in 3 instalments for free, even if you paid with your current account in the first place. You can also take money from ATM with it! It allows you more financial flexibility. You can also pay in more instalments but there's an interest. Reviewed on: 16th April 2026

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