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Monzo: Flex Credit Card reviews

View other Monzo products
4.96
Based on 2,357 reviews, last reviewed 28th Mar 2025
54900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Easy & Flexible Everything’s just so easy! 3 months interest free is a lifesaver Reviewed on: 28th March 2025
Johnno G's avatar
Johnno G

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025
Paul Rocks's avatar
Paul Rocks
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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2357)

Perfect and very easy to use and pay back

5
Perfect and very easy to use and pay back Reviewed on: 19th March 2025
Faizal s's avatar
Faizal s

Flex Different

5
The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025
Kevin A's avatar
Kevin A

Monzo rocks

5
A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025
Dave H's avatar
Dave H

Changed the banking world

5
Great app and technology development, really changed the landscape Reviewed on: 19th March 2025
Jack's avatar
Jack

Great first credit card.

5
Great first credit card. offers great flexibility and is really clear with charges, user friendly app makes applying and using the card super easy. Reviewed on: 19th March 2025
Rachel G's avatar
Rachel G

Great prices, easy to work with, easy to set up

5
Great prices, easy to work with, easy to set up Reviewed on: 19th March 2025
Max's avatar
Max

I find Monzo to be extremely user friendly!

5
I find Monzo to be extremely user friendly! Everything is does to help you save, budget and just have general financial health is perfect for the modern person. Reviewed on: 19th March 2025
H G's avatar
H G

I love Monzo flex.

5
I love Monzo flex. It has allowed me to finance things in my life that are essential with either no interest rate or very little interest rate. It has in some ways changed my life. The app is intuitive, simple and fun as well. Reviewed on: 19th March 2025
Maja's avatar
Maja

Amazing features especially flex credit ui ux amazin...

5
Amazing features especially flex credit ui ux amazing very gamified experience of bank account great stuff uber Reviewed on: 19th March 2025
Mahesh K's avatar
Mahesh K

Monzo Enthusiast

5
The flex without interest makes my life more easier and I don't have to pay any extra interest .It literally breaks up the purchases into three installments which is manageable and also good. Reviewed on: 19th March 2025
Shihab A's avatar
Shihab A

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