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Monzo: Flex Purchase credit card reviews

View other Monzo products
4.95
Based on 2,512 reviews, last reviewed 5th Sep 2025
96% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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Latest highest rating:

5

I've been using Flex for years! I've been using Flex for years and it's an absolute lifesaver. The interface is so easy to use and straightforward and the service from the team is br... Read more Reviewed on: 5th September 2025
Jacob T's avatar
Jacob T

Latest lowest rating:

1

Bank that you can not trust Monzo states interest free payments but when i made a payment they charged me . Ridiculous, absolutely ridiculous. Reviewed on: 24th July 2025
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Zack
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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (2512)

App is very good, being paid early is a massive plus.

5
App is very good, being paid early is a massive plus. App full of useful information. Cashback deals built into the app. In depth credit insights for £3 per month is a great deal. Splitting bills very easy. Reviewed on: 17th April 2025
Ben W's avatar
Ben W

Love love love Monzo.

5
Love love love Monzo. Helped me rebuild my credit score and also afford a holiday to Chamonix, France. Reviewed on: 17th April 2025
Stephen T's avatar
Stephen T

Easy to apply for and use!

5
Easy to apply for and use! Using it on a day to day basis is easy and the repayment options either in full or instalments are great. Finally the ability to change from paying in full to instalments and the flexibility it supplies is great. Reviewed on: 17th April 2025
Vimes's avatar
Vimes

It’s just amazing.

5
It’s just amazing. I love the app and the features. App is easy to use and straight forward. Flex is amazing. The fact you can pay over 3 months interest free too, just wow! Reviewed on: 17th April 2025
Kayleigh T's avatar
Kayleigh T

Its a nice app to manage.

5
Its a nice app to manage.i used monzo for every purchases and I really loved the flex card Reviewed on: 17th April 2025
Ldho's avatar
Ldho

Monzo is great

5
Always enjoyed using Monzo. Easy to use and great customer sert Reviewed on: 17th April 2025
Cand's avatar
Cand

Love the flexi credit card works perfectly for me

5
Love the flexi credit card works perfectly for me Reviewed on: 16th April 2025
Anu's avatar
Anu

Intuitive, slick and competitive.

5
Intuitive, slick and competitive. I'd recommend Monzo Flex to anyone wanting an evolved version of what a credit card can be. Reviewed on: 16th April 2025
twigusa's avatar
twigusa

The app is great, easy to navigate and shows everyth...

5
The app is great, easy to navigate and shows everything I need. The Flex card is the best financial product I've ever used. Reviewed on: 16th April 2025
Will's avatar
Will

Easy to use can see exactly where I am with flex and...

5
Easy to use can see exactly where I am with flex and loan calculator to help if you want to pay more shows then how much saved in interest keep pots for things amazing Reviewed on: 16th April 2025
Liz's avatar
Liz

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