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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3166 reviews)

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4.97

Based on 3,166 reviews, last reviewed 18th Apr 2026

32250% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

They have been great! They have been great! They are very prompt with responses and their app is very easy to understand. Reviewed on: 18th April 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3166)

Great, have really enjoyed the service and the flex...

Great, have really enjoyed the service and the flex account has really helped me a lot in terms of spending. Reviewed on: 7th April 2026

I love this card , it's make my life goes...

I love this card , it's make my life goes easier Reviewed on: 7th April 2026

Very easy to use very good service

Very easy to use very good service Reviewed on: 7th April 2026

From Overdraft to Credit Card on a Flex

I didn’t know I could qualify for a credit card and I kept using Overdraft until Monzo suggested the Credit Card to me and Since I got it, it has made planning, Budgeting and spending a lot easier and flexible than I ever thought was possible. Reviewed on: 7th April 2026

Flex that Financial Muscle

Amazing credit card from start to finish. I am able to Flex (pay in three) many purchases. I am easily able to see not just what I owe but what I need to pay that month. Reviewed on: 7th April 2026

A great place to bank

A great place to bank - everything in one place Reviewed on: 7th April 2026

Good it is really handy with no interest policy for...

Good it is really handy with no interest policy for 3 months Reviewed on: 7th April 2026

User friendly .

User friendly . Good customer support Reviewed on: 7th April 2026

Very flexible

Very flexible : love how I can plan my finances without stress Reviewed on: 7th April 2026

Best Bank

App super easy great value no charges abroad just great! Reviewed on: 7th April 2026

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