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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3174 reviews)

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4.97

Based on 3,174 reviews, last reviewed 13th May 2026

49% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Top banking app Excepted within a few steps on the app got a excellent balance to use straight away card came within 4 days just a brilliant banking app and so eas... Read more Reviewed on: 13th May 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3174)

Great, that you can choose your payment plan for all...

Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared to other cards. Reviewed on: 8th April 2026

Easy to use, clear details on terms and easy to pay.

Easy to use, clear details on terms and easy to pay. Reviewed on: 8th April 2026

Monzo is my favourite bank at the moment and i hope...

Monzo is my favourite bank at the moment and i hope they keep up the good work Reviewed on: 8th April 2026

Very flexible credit card

Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026

Easy to use the monzo app and getting credit too.

Easy to use the monzo app and getting credit too. I also open up different pots to save, virtual cards to use online to avoid scam and get cashback from different companies after making purchases. Lastly, they offer credit to starters too. Reviewed on: 8th April 2026

Monzo flex

No fuss and very convenient to use. Reviewed on: 7th April 2026

Monzo offer everything I need from overdraft, loans,...

Monzo offer everything I need from overdraft, loans, etc. Customer services are professional, friendly and have a quick turn around time Reviewed on: 7th April 2026

It's incredibly straightforward to use and the fees...

It's incredibly straightforward to use and the fees are super transparent. Reviewed on: 7th April 2026

Great, have really enjoyed the service and the flex...

Great, have really enjoyed the service and the flex account has really helped me a lot in terms of spending. Reviewed on: 7th April 2026

I love this card , it's make my life goes...

I love this card , it's make my life goes easier Reviewed on: 7th April 2026

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