Write a review

Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (1796 reviews)

View other Monzo products | Find out more about this product

4.96

Based on 1,796 reviews, last reviewed 17th Sep 2024

75% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo Flex Credi Card is so good that I can feel hap... Monzo Flex Credi Card is so good that I can feel happy in every transaction. Reviewed on: 17th September 2024

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

Read all reviews See your review

About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (1796)

Review of the Monzo, Flex Credit Card:

Fantastic Service

The flex account system with Monzo has really put me in control of my lending and budgeting. I can spread the cost of a purchase over 3, 6, 9, or even 12 months! I can make extra payments that come off at the end or pay my monthly payment early anytime I like, I can also clear the balance in full with no admin charges. I also like how it's really clear about how much you pay in interest and how much you save when you pay the balance early. It's just super clear! Reviewed on: 5th March 2023

Excellent Banking services

I’ve got Fantabulous Banking experience with Monzo. Reviewed on: 11th April 2024

Monzo Flex review

Monzo Flex has been extremely beneficial for me as I have struggled to find credit elsewhere. It’s really easy to manage payments too, which is handy if I need to spread the cost of something a little further. It’s helped me to build up my credit in a really easy, accessible and non-intimidating manner Reviewed on: 11th April 2024

Flex , there when you need me

Everything is so easy, flex is there when I need , and can repay to within my budget Reviewed on: 11th April 2024

My first credit card

It’s been my first credit card and I have found it extremely easy and intuitive to use. I’ve had zero issues and know exactly when everything needs to be paid off. Reviewed on: 11th April 2024

Great app

App is great. Flex gives you lots of control over which expenses to pay over which period of time Reviewed on: 10th April 2024

It’s been amazing, very easy to use and transparent

It’s been amazing, very easy to use and transparent Reviewed on: 10th April 2024

Very good.

Very good. Lots of control over my money Reviewed on: 10th April 2024

Amazingly easy!

Amazingly easy! Really appreciate the flexibility that comes with Monzo Flex. Reviewed on: 10th April 2024

Decent card

Fair credit limits, quick customer service. Decent card. Reviewed on: 10th April 2024

We’re in an open relationship

As a customer I feel supported and there’s a personality to this bank despite being entirely online! I trust Monzo but I also feel trusted by them too and where credit is involved, that matters. Reviewed on: 10th April 2024

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Monzo has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub