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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2404 reviews)

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4.96

Based on 2,404 reviews, last reviewed 9th Apr 2025

59500% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo are great and have been for years! Monzo are great and have been for years! They were so much quicker and advanced than other banks. Reviewed on: 9th April 2025

Latest lowest rating:

1

Monzo. The most devious, incompetent bank in the UK. Monzo are the most devious, incompetent user unfriendly customer service business I have ever dealt with in my life. Their security and anti-fraud pol... Read more Reviewed on: 4th March 2025

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

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Monzo Flex Credit Card reviews (2404)

Best online banking excellent credit card policy

Best online banking excellent credit card policy Reviewed on: 20th March 2025

So easy to use simple app.

So easy to use simple app. Love that I can choose the payments and date pay more or just the minimum. Reviewed on: 20th March 2025

Monzo flex credit card is amazing very easy to use a...

Monzo flex credit card is amazing very easy to use and the best feature is you can spread the cost and there is no interest if make full payment overall excellent experience and definitely would recommend Reviewed on: 20th March 2025

Good card!

Good card and satisfied with the operation and offers provided. Reviewed on: 20th March 2025

The app is seamless and very easy to use.

The app is seamless and very easy to use. I love Flex and the 1p saving challenge! Reviewed on: 20th March 2025

Different is better

Love how Monzo flex works a little differently to a regular credit card. It makes me feel more in control. Reviewed on: 19th March 2025

The bank that does everything you need.

The bank that does everything you needed even if you didn't realise Reviewed on: 19th March 2025

Perfect and very easy to use and pay back

Perfect and very easy to use and pay back Reviewed on: 19th March 2025

Flex Different

The flex credit card is the best on the market. Really easy to use and can pay off extra whenever convenient. The fact it is interest free over three months is a massive bonus for me. App is so easy to use too. Best credit card I've had. Reviewed on: 19th March 2025

Monzo rocks

A fantastic app that offers a whole new level of open banking Reviewed on: 19th March 2025

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