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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.97 (3025 reviews)

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4.97

Based on 3,025 reviews, last reviewed 27th Feb 2026

51100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Monzo is an excellent bank offering a fantastic prod... Monzo is an excellent bank offering a fantastic product with there flex card. Also the other budgeting tools. Reviewed on: 27th February 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Flex Purchase credit card reviews (3025)

Love Monzo!

Love Monzo! Great easy to use bank. Reviewed on: 13th February 2026

Amazing bank

Just think it’s a really great bank the banking app is so easy to use and the benefits are amazing Reviewed on: 13th February 2026

It's an amazing UX/UI!

It's an amazing UX/UI! I love that it was seamless to learn the different parts of the app Reviewed on: 13th February 2026

User friendly and innovative

Very easy to use product, that is innovative in the sense that you can be a transactor and revolver at the same time - no other product offers this. Reviewed on: 13th February 2026

Absolutely brilliant card

Absolutely brilliant card - its set up to help you manage credit properly and help you build discipline - there is no gotcha fees. Reviewed on: 13th February 2026

Any queries relating to my card they are so helpful...

Any queries relating to my card they are so helpful and if I need to dispute anything they are so quick with it and super helpful never left wondering when I’ll see my money again Reviewed on: 13th February 2026

I reccomend Monzo to everyone I know, it’s so easy t...

I reccomend Monzo to everyone I know, it’s so easy to use and I love the huge amount of features they offer Reviewed on: 13th February 2026

Overall excellent

, it’s good, I think. The interest is a little bit high Reviewed on: 13th February 2026

Amazing bank app love every part

Amazing bank app love every part Reviewed on: 13th February 2026

I have needed money in an emergency several times wh...

I have needed money in an emergency several times when @example new boiler,car repairs and being able to flex so easily and quickly and a great choice of how you pay it back if over 3 months no interest and if over the interest rates are great . Highly recommend this account and have referred friends Reviewed on: 13th February 2026

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