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Monzo: Flex Purchase credit card reviews

Name: Flex Purchase credit card
Rating: 4.90 (3188 reviews)

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4.90

Based on 3,188 reviews, last reviewed 14th Jul 2026

92% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

very flexible, great app, user friendly very flexible, great app, user friendly Reviewed on: 14th July 2026

Latest lowest rating:

2

The most Useless CC I am trying to use Monzo flex credit card and where ever I've tried to use it and that's multiple places it doesn't allow me to use it. It's the most ... Read more Reviewed on: 4th June 2025

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About this product

The Monzo Flex Purchase credit card has a starting limit of up to £10,000.

With Monzo Flex Purchase, you can pay abroad with no fees. You also get no interest on purchases of £100 or more paid over three months. Get instant notifications, real-time balance updates and freeze and defrost your card, all from the Monzo app.

Monzo Flex Purchase credit card reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2026

Awarded to the bank rated highest in UK customer reviews.

Monzo Flex Purchase credit card reviews (3188)

Excellent credit card support and options.

Excellent credit card support and options. 0% over three months, careful tracking and categorising of expenses, lots of safety features. Reviewed on: 14th April 2026

All Good

Easy process very happy great service . Great App Reviewed on: 14th April 2026

Interest Free shopping for 3 months.

Very handy, allows credit for 3 months interest free on shopping which give me time to sort my finances. Reviewed on: 11th April 2026

Easy to navigate, good for emergencies, low interest!

Easy to navigate, good for emergencies, low interest! Reviewed on: 10th April 2026

Great, that you can choose your payment plan for all...

Great, that you can choose your payment plan for all purchases. Means I can keep within my budget when paying back. Interest rate also good compared to other cards. Reviewed on: 8th April 2026

Easy to use, clear details on terms and easy to pay.

Easy to use, clear details on terms and easy to pay. Reviewed on: 8th April 2026

Monzo is my favourite bank at the moment and i hope...

Monzo is my favourite bank at the moment and i hope they keep up the good work Reviewed on: 8th April 2026

Very flexible credit card

Very flexible credit card and they have just allowed to pay friends from it too all be it there is a small fee Reviewed on: 8th April 2026

Easy to use the monzo app and getting credit too.

Easy to use the monzo app and getting credit too. I also open up different pots to save, virtual cards to use online to avoid scam and get cashback from different companies after making purchases. Lastly, they offer credit to starters too. Reviewed on: 8th April 2026

Monzo flex

No fuss and very convenient to use. Reviewed on: 7th April 2026

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