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Monzo: Flex Credit Card reviews

Name: Flex Credit Card
Rating: 4.96 (2115 reviews)

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4.96

Based on 2,115 reviews, last reviewed 12th Feb 2025

4343% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

Latest highest rating:

5

Great flexibility I love the Monzo Flex Credit Card, it is great to be able to pay off some items sooner than others, it really helps me to manage my monthly budget. Reviewed on: 12th February 2025

Latest lowest rating:

1

They keep raising interest rates. They keep raising interest rates. Reviewed on: 17th April 2024

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About this product

Monzo Flex is a credit card that is integrated into the Monzo banking app. It allows users to spread the cost of purchases over time, offering a flexible way to pay. When you make a purchase, you can choose to pay it off in installments over a period, such as 3, 6, or 12 months, offering an interest-free period for shorter terms or a competitive interest rate for longer terms.

Are you looking for a flexible credit card? Our Monzo Flex credit card reviews can help you decide if they're the right option for you.

If you’re considering applying for a Monzo Flex credit card, check out our reviews first. Discover which features customers are using and how satisfied they've been so far. Learn more about the benefits of being an Monzo Flex customer. All of this and more can be found in our Monzo Flex credit card reviews.

Smart Money People is the place for Monzo Flex credit card reviews. Read and write reviews and help us to increase trust and transparency in Financial Services.

Monzo Flex Credit Card reviews (2115)

Review of the Monzo, Flex Credit Card:

Simply Amazing

I have been using Monzo for 2 years, and it's simply amazing. From every day use, to credit card, to savings or investments, it covers everything with a clean design and perfect content to make every user understand and learn. The fees for the investments could be a little bit high and interest on savings not the highest, but worth for the service they give. Strongly suggested. Reviewed on: 13th January 2025

Monzo Flex credit miles ahead of the competition!

Great App, feels like monzo put the consumer first rather than just making a profit from high APRs. Good limits. And lots of options to spread the cost. This is credit how it should be done! Reviewed on: 10th February 2025

It give you hope where there is no hope

It give you hope where there is no hope Reviewed on: 10th February 2025

Exceptional service

My experience using MONZO has been great, exceeding my expectations, I would highly recommend to my friends and family Reviewed on: 10th February 2025

i don’t why they are not increasing my flex limit bu...

i don’t why they are not increasing my flex limit but overall everything is perfect Reviewed on: 10th February 2025

It’s just simple, secured and they have good services!

It’s just simple, secured and they have good services! Reviewed on: 10th February 2025

Well done monzo everything is amazing with monzo fle...

Well done monzo everything is amazing with monzo flex and so easy thank you Reviewed on: 10th February 2025

Easy to setup and very convenient to use!

It one of the most easiest banking app that I have been able to setup and use. And brings all my cards into one place and makes it easy to track and manage my expenses efficiently. Reviewed on: 10th February 2025

Excellent monzo

My experience with Monzo has been so good so far Reviewed on: 10th February 2025

Good banking service excellent saving value

Good banking service excellent saving value Reviewed on: 10th February 2025

Monzo the future

Have used multiple credit cards in the past but Monzo flex is giving me an excellent transparency in handling my outgoings. I don’t need a separate money management app track my expenses. Monzo has got all in it and it does a good job for me. Completely impressed and satisfied with Monzo. Reviewed on: 10th February 2025

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