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NatWest: Graduate Account reviews

Name: Graduate Account
Rating: 4.38 (61 reviews)

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4.45

Based on 61 reviews, last reviewed 1st Apr 2023

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

54%

34%

Latest highest rating:

5

Easy and straightforward NatWest is easy to use, it have features that are easy to use and make banking easier. I love the round up feature, saving without meaning to save!! E... Read more Reviewed on: 1st April 2023

Latest lowest rating:

2

Too many charges Regularly charged for things that I don't feel I should be Reviewed on: 26th May 2018

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About this product

NatWest’s Graduate Account has features and benefits designed to ease the transition from full-time student to full-time employment. A NatWest Student Account will automatically upgrade into a Graduate Account after graduating. The account has three years of interest-free overdraft options and a mobile app packed with features.

Reading customer reviews is one of the best ways to gain valuable insight into a provider and its products. Our NatWest Graduate Account reviews can help you make an informed decision when choosing your new current account.

Find out how satisfied existing customers are with the account. Learn more about the features of the mobile app and how useful customers find them. Read about the overdraft options available to see if any suit your needs. Find out whether account holders would recommend NatWest’s Graduate Account to their family and friends. All of this and more can be found in our NatWest Graduate Account reviews.

If you have experience with this account, write a review to help others just like you. Tell us why you chose the account - did you upgrade from a NatWest Student Account or are you a new customer? How satisfied have you been so far? What are the main benefits of the account, and are there any aspects that you feel could be improved? If you use the mobile banking app, which features are your favourite? Whether good or bad, leave an honest NatWest Graduate Account review today. Together, we can help people like you make better financial decisions.

NatWest Graduate Account reviews (61)

Review of the NatWest, Graduate Account:

Ok

The app is ok, but HSBC's and TSB's apps and customer service are better. Reviewed on: 20th March 2023

Simply the Best!

I have been with Natwest since I was 11 years old, I'm now nearly 28 and they have yet to give me a reason to leave! Definitely would recommend to any students - their student account is fantastic! Reviewed on: 18th February 2016

General experience

I've never had any issues with them, except when I wasn't allowed a free railcard they'd previously said I was entitled to because they had "ran out". Saying that, it's been easy to set up/change accounts (e.g. when I became a student), and their online banking is really simple to use. Reviewed on: 16th February 2016

Free railcard for postgraduate study

Natwest honored my free student railcard when I moved on to postgraduate study - I had to extend my student account but the railcard offer was no longer available. They honored it anyway because I opened the account when it was on offer three years ago, which I thought was pretty good. Reviewed on: 16th February 2016

A no frills account with no nonsense and no real benefits

The NatWest Graduate Account is what you're automatically moved to once you've been a graduate for a couple of years and had a NatWest Student account previously. It's a no fuss, no frills account which works well but the only downside is that there is really no benefits to having this account over another which might offer better interest rates or incentives. Reviewed on: 12th February 2016

Always straight forward and helpful if I have questions!

I have been with Natwest ever since I started banking. I have heard many other people complain about their banking experiences and have always felt lucky that Natwest are a helpful and friendly bank. The offers of overdrafts and plans to pay these overdrafts back after graduating are very easy to understand and are realistic. This is where Natwest differs from other banks-many other banks seem to set unrealistic targets for graduates earning little on their new careers and don't always seem to understand what they are paying back or being charged on. Reviewed on: 12th February 2016

Good choice for after uni

Good choice, they don't harass you for money back or anything . get up to £1000 overdraft in first year, £500 second year after. Reviewed on: 8th February 2016

Excellent product but time to move on

Reduced interest and charges made this a winning proposition when my course ended but after two years, having this account limited both my overdraft possibilities and any personal loan. So thanks and onto a fee paying current account now - again with NatWest. The app, the branch network,... Unbeatable. Reviewed on: 5th February 2016

Great customer service

Great account, great rates. I lost my bank card and Natwest immediately cancelled and helped me withdraw money until my new card came. Reviewed on: 24th January 2016

Overall quite good

I find NatWest to offer a good service in general. A couple of computer says no moments but other than that a no thrills account that works. Reviewed on: 2nd October 2015

Good student support

General overall experience with my Natwest Graduate Account is good. I was given a reasonable overdraft of £2,000, which reduced at s good rate over the course of the 3 years after graduation, giving me more time to focus on getting and repaying credit on furniture. Customer service generally good except for a few hiccups here and there. Complaints team not great but always had issues resolved. Never have been charged for fees and unexpected costs. I also took out the Natwest student credit card which was very helpful in my student life. This also had very reasonable interest for a student credit card, though I always stayed within my limits. Would recommend Natwest overall and I have been with them for my entire life. Reviewed on: 9th April 2015

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