Write a review

NS&I: Premium Bond reviews

Name: Premium Bond
Rating: 2.99 (138 reviews)

View other NS&I products

3.09

Based on 138 reviews, last reviewed 25th Nov 2024

300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

36%

13%

43%

Latest highest rating:

5

I'm so happy I usually don't write comments, I just read some few reviews and go my way, but it will be a heartless act seeing people talk about their ugly experie... Read more Reviewed on: 25th November 2024

Latest lowest rating:

1

They have not issued the bonds or returned my money... They have not issued the bonds or returned my money ,on going for the past year Reviewed on: 26th October 2024

Read all reviews See your review

About this product

NS&I bond reviews are honest reviews written by people like you. While many people look at the interest rates on offer, what about the NS&I's customer service? Smart Money People is fast becoming the UK's leading source of independent NS&I bond reviews. We need your help! By writing your honest reviews, you can help increase trust and transparency in the financial world.

NS&I Premium Bond reviews (138)

Review of the NS&I, Premium Bond:

Premium Bonds

Good returns, a bit of excitement with the chance to win big Reviewed on: 5th March 2023

Money is safe

you know that your money is safe and there is always the chance of a big win. However even though I have £1000 invested I have only had one win of £25. There will always be winners and losers but I know my money is safe Reviewed on: 28th March 2016

DONT BANK ON THE BIG ONE

You dont go in the draw immediately - you have to hold for a full calendar month which is disappointing. So far I have has a few small wins of £25 each and I live in hope of something bigger. Have the security though that my money is safe Reviewed on: 28th March 2016

hope to win

This is a safe place for your money and you are not losing much when interest rates are so low. I have £10000 invested and have won £50 in the last 6 months. not much really but I live in hope of the big one Reviewed on: 28th March 2016

Beats standard interest rates

With interest rates so low I wanted some way of boosting my savings without any risk. I have £3k in bonds and have won once in 6 months netting me £25. This beats the poor interest earned on the same amount in my isa plus there's a chance of winning bigger. Reviewed on: 28th March 2016

no wins

money is safe but have got £1000 invested and have never had a win. Still there is always hope and I shall leave it there Reviewed on: 24th December 2015

still hoping

easy enough to buy although you have to hold them for a full month before they go in the draw. Its a bit of fun rather than a proper investment but the money is safe and theres always a chance of a big win Reviewed on: 24th December 2015

live in hope

It was easy to buy the premium bonds. Return not good as I have £1000 worth and am still waiting for a win Reviewed on: 31st August 2015

Not a great return

I have invested a reasonable amount in premium bonds among other products but this is has to have the worst return,I have only won 3 prizes in 18 months. Reviewed on: 31st August 2015

stand a chance of a big win

easy to buy but you don't go into the draw until you have held bonds for over 1 month. There is always the chance of a big win and your money is safe Reviewed on: 31st August 2015

A little return with a bit of fun

Having held premium bonds for a number of years my return is around 1-1.5% per year on my holding.I enjoy getting the cheques for £25 and the hope i may win a better prize but there are certainly better deals around if you want better rates, but for most the thrill is worth the small loss in interest. Reviewed on: 30th August 2015

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub