Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5668% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Great for affordable goods

5
Great for affordable goods when can pay over 4x months Reviewed on: 2nd June 2024

Easy to use and understand.

5
Easy to use and understand. Everything made clear and flexible to make payments Reviewed on: 2nd June 2024

Interest free

5
I have used pay in 3 in a number of occasions it really help as its interest free and keeps out of an interest paying loan. Which increases my debt Reviewed on: 2nd June 2024

Pay in 3 is very handy.

5
Pay in 3 is very handy............ Reviewed on: 2nd June 2024

Easy, safe and reliable.

5
Easy, safe and reliable. A safe way to spread the cost of purchasing more expensive products Reviewed on: 2nd June 2024

Great customer service and very easy to use

5
Great customer service and very easy to use Reviewed on: 2nd June 2024

Easy to use!

5
Easy to set up and use. Perfect for something you need straight away! Reviewed on: 2nd June 2024

Fast transfers and payments.

5
Fast transfers and payments. Excellent customer service. Encouraging instalment offers, everything is working smoothly and well. Reviewed on: 2nd June 2024

Always been helpful ,

5
Always been helpful giving right information Reviewed on: 2nd June 2024

PayPal pay in 3 is great.

5
PayPal pay in 3 is great and huge help financially breaking payments down. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products