Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,351 reviews, last reviewed 25th Aug 2025
5827% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22351)

Paypal pay in 3 Review by M.S

5
Paypal pay in 3 is great! We have found it very useful. And it helps a lot. I wish it would be an option more often as it's great. Plus I don't really want to get PayPal credit just in case my purchase is not over £99. But overall had a good encounter. Reviewed on: 2nd June 2024

Can do better for small businesses

4
Paypal is great to use between family and friends. I find it too costly to use professionally as a small business. And it’s a shame as it’s a great alternative to banks. Reviewed on: 2nd June 2024

I have used PayPal for years never had any problems...

5
I have used PayPal for years never had any problems I pay some bills through PayPal can not beat it your bank is always safe using paypL Reviewed on: 2nd June 2024

I like the 3 month payment option as it gives you a...

5
I like the 3 month payment option as it gives you a time to pay it off Reviewed on: 2nd June 2024

Long term PayPal user

5
I've used PayPal for a long time and it's always been easy and efficient. The 1 time I had a dispute it was resolved fairly and reasonably quickly Reviewed on: 2nd June 2024

I would love to use pay in 3 On smaller Value items...

4
I would love to use pay in 3 On smaller Value items £10 Or under Reviewed on: 2nd June 2024

Pay in three so useful for unexpected expenses.

5
Pay in three so useful for unexpected expenses. Easy to apply for and reminders of pending payments. Reviewed on: 2nd June 2024

A really nice way to make gifts affordable for me

5
A really nice way to make gifts affordable for me Reviewed on: 2nd June 2024

Simple, helpful, smart.

5
Simple, helpful, smart. A great way to spread cost. Reviewed on: 2nd June 2024

It’s a good way to spread out your costs interest fr...

5
It’s a good way to spread out your costs interest free and in a short span of time. Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
  • Payment Provider

    from PayPal 4.91 from 3600 reviews
    PayPal
    View all products