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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22348 reviews)

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4.93

Based on 22,348 reviews, last reviewed 6th Aug 2025

222600% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I buy things before they run out It makes it easier for me to buy things that I need while they are still available. In the past, I had often missed out due to not having the funds ne... Read more Reviewed on: 6th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

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About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22348)

It’s convenient to spread the cost and with no inter...

It’s convenient to spread the cost and with no interest. Although a pay in six would be great with larger ticket items. Reviewed on: 2nd June 2024

Easy to use interest free credit platform (better th...

Easy to use interest free credit platform (better than the pink one) Easy to use and very clear in their offering to consumers. Reviewed on: 2nd June 2024

Having a poor credit score, it is difficult to alway...

Having a poor credit score, it is difficult to always pay for items in full, therefore PayPal have allowed me to make purchases and spread cost over 3 payments at no extra cost. It has been a huge help. Reviewed on: 2nd June 2024

Pay in 3 easy to use and 0 intrest perfect...

Pay in 3 easy to use and 0 intrest perfect Reviewed on: 2nd June 2024

I've had a fantastic experience using the PayPal app...

I've had a fantastic experience using the PayPal app, especially with its installment payment feature. It makes managing larger purchases so much easier by allowing me to split payments over several months. The process is straightforward, and I appreciate the flexibility it offers, making budgeting a breeze. Highly recommended! Reviewed on: 2nd June 2024

Very easy and safe to make payments,the app is very...

Very easy and safe to make payments,the app is very easy to use, I would recommend PayPal to friends and family , the pay in 3 is very easy to set up and can be paid early with not issues at all, PayPal is available on many online shops. Reviewed on: 2nd June 2024

Easy to use and easy payments.

Easy to use and easy payments. Allows you to buy things you could normally afford. Breaking your payments into 3 makes nice things affordable. Reviewed on: 2nd June 2024

Pay in 3 is simple and effective.

I find Pay in 3 to be a really simple way to pay for goods and services without having to pay in full up front. Installments suits my spending style and I don't have to worry about incurring late fees/interest charges. Reviewed on: 2nd June 2024

Found to be an easy & sensible way to spread...

Found to be an easy & sensible way to spread payments Reviewed on: 2nd June 2024

Flexible and functionally efficient

Flexible and functionally efficient Reviewed on: 2nd June 2024

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