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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22350 reviews)

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4.93

Based on 22,350 reviews, last reviewed 18th Aug 2025

222800% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Making someone very happy With pay in 3 I got my daughter a present she loves thanks Reviewed on: 18th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

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About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

PayPal is my go-to for all purchases!

PayPal is my go-to for all purchases! It is so easy to use and very transparent in the app. The pay in 3 option is so useful when it comes to larger purchases so that you aren’t stung with one big pay out. Highly recommended! Reviewed on: 1st June 2024

Perfect than my bank account

Better than a credit card for my expenses, more than a bank account for me. Also It is very comfortable to pay my payments in installments. Reviewed on: 1st June 2024

Not very good at recovering lost money

Not very good at recovering lost money Reviewed on: 1st June 2024

Good experience

Good experience, ease of use, will use again Reviewed on: 1st June 2024

I have been using the pay in 3 service for over a y...

I have been using the pay in 3 service for over a year and half, it's helped me spend the cost of purchases whilst having some money left for other expenses at the end of the month. Reviewed on: 1st June 2024

such a great service

This has been a lifesaver for those bigger purchases and has even helped me purchase a course paying over 3 installments to develop a new skill and further my career. I love it Reviewed on: 1st June 2024

As a frequent user of online payment services, I hav...

As a frequent user of online payment services, I have found "Pay in 3" to be particularly beneficial for managing my expenses. I use this service almost every time when I make a purchase anywhere between £50-£500 and it has significantly improved my budgeting and purchasing experience. Reviewed on: 1st June 2024

The app isn't the best.

The app isn't the best. Not sure why when I try to pay the bill it takes so long to come out of my account, or it just doesn't. Very odd. Reviewed on: 1st June 2024

Excellent for unexpected big spends

The pay in three is a real genius. You can see when the money is coming out of your bank account and the generated messages to inform you are a bonus. Will continue to use when a big spend presents itself. Reviewed on: 1st June 2024

Easy to use.

Easy to use. Easy to pay. Great facility to help spread the cost. Reviewed on: 1st June 2024

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