Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,347 reviews, last reviewed 27th Jul 2025
222500% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent and highly recommended Excellent and highly recommended Reviewed on: 27th July 2025
Vince D's avatar
Vince D

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22347)

Credit increase,

4
Like an increase in credit but I do enjoy paying using PayPal, very secure everywhere online actually allow you to pay with it . Reviewed on: 12th June 2024

Efficient and always easy to use.

5
Efficient and always easy to use. Easy to access. Things dealt with quickly Reviewed on: 12th June 2024

fantasic scheme really helps spread costs

5
fantasic scheme really helps spread costs Reviewed on: 12th June 2024

It's very helpful having pay in 3, even you can affo...

5
It's very helpful having pay in 3, even you can afford ut it's still helpful because you can actually buy anything else tou needed and for an affordable monthly split without interest. Very recommended using it. Reviewed on: 12th June 2024

Very easy to use and manage.

5
Very easy to use and manage. It's great! Reviewed on: 12th June 2024

Amazing underrated service

5
Super easy to use, great for seeing payments, and amazing for even just cancelling subscriptions Reviewed on: 12th June 2024

Amazing way to spread the cost of purchases without...

5
Amazing way to spread the cost of purchases without paying any interest at all! PayPal customer support is really friendly and quick to respond too! Reviewed on: 12th June 2024

10/10 service!

5
Have been using it for years and always found it to be a reliable resource; the approval time is super fast, and the credit I’ve developed with PayPal as a result is something I value. I would highly recommend to anyone searching for an instalment-based payment plan. Reviewed on: 12th June 2024

Paypal Pay in 3 is so easy to use.

5
Paypal Pay in 3 is so easy to use. The payments are taken automatically so you don't have to remember to pay by a certain deadline. Spreading the cost of a larger item without paying interest. Well worth using. Reviewed on: 12th June 2024

All good cannot criticize anything

5
All good cannot criticize anything Reviewed on: 12th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
    View all products