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PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 18th Aug 2025
222800% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Making someone very happy With pay in 3 I got my daughter a present she loves thanks Reviewed on: 18th August 2025
Jane williams 's avatar
Jane williams

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (22350)

PayPal pay in three gives me the opportunity to buy...

5
PayPal pay in three gives me the opportunity to buy the things I want/need without being short of money! This way I can spread the cost over three months and budget in those months to know what I have to pay back! Reviewed on: 10th June 2024

Easy to use app and shop/pay with confidence.

5
Easy to use app and shop/pay with confidence. Customer service is excellent Reviewed on: 10th June 2024

Amazing and very good use a lot

5
Amazing and easy to use and use it a lot Reviewed on: 10th June 2024

As a customer, my experience with PayPal has been la...

5
As a customer, my experience with PayPal has been largely positive, with a few areas that could use improvement. Here’s a personal perspective: Convenience at My Fingertips: Using PayPal has been a breeze for my online shopping needs. The platform’s integration with numerous retailers means I can check out with just a few clicks, without the hassle of entering my card details each time. Security I Trust: The security measures in place give me peace of mind. Knowing that my financial information is encrypted and that PayPal offers buyer protection makes me feel secure when making transactions. Customer Service: A Mixed Bag: I’ve had mixed experiences with customer service. On one occasion, a representative was helpful and resolved my issue quickly. However, another time, I found it challenging to get a clear answer, which was quite frustrating. Fees That Make Me Think Twice: The fee structure is where I have reservations. While I appreciate the free personal transactions, the fees for selling items or international transfers have sometimes caught me off guard. It’s something I’ve learned to pay more attention to. A Reliable Business Partner: As a small business owner, PayPal’s services have been invaluable. The ability to accept various payment methods has certainly expanded my customer base. Yet, the fear of chargebacks and the dispute process can be a bit daunting. Final Thoughts: Overall, PayPal has been a reliable tool in my day-to-day transactions. It’s not without its flaws, especially when it comes to customer service and fee clarity. But for convenience and security, it’s a service I continue to use and recommend, with the caveat to always read the fine print. This resume reflects my personal experiences as a customer and may differ from others’ experiences. For anyone considering PayPal, I’d suggest exploring the service yourself and weighing its benefits against your specific needs. Reviewed on: 10th June 2024

It’s always been great and I am confident in using P...

5
It’s always been great and I am confident in using PayPal as I feel secure and safe if anything goes wrong Reviewed on: 10th June 2024

Safe, easy and flexible.

5
I use PayPal daily for the majority of purchases I do. I feel safe about my payments and I like the flexibility of payment options like credit account and pay in three. Reviewed on: 10th June 2024

Very good to have PayPal when you don’t directly hav...

5
Very good to have PayPal when you don’t directly have the funds Reviewed on: 10th June 2024

Never a problem and always feel safe with it love Pa...

5
Never a problem and always feel safe with it love PayPal Reviewed on: 10th June 2024

Love the security of using PayPal pay in 3, easy on...

5
Love the security of using PayPal pay in 3, easy on the wallet and very manageable Reviewed on: 10th June 2024

Using the pay in 3 has been an invaluable way of pay...

5
Using the pay in 3 has been an invaluable way of paying for things in a more affordable way. I have used it many times and will continue do so whilst recommending this to others. Reviewed on: 10th June 2024

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