Write a review

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.93 (22351 reviews)

View other PayPal products

4.93

Based on 22,351 reviews, last reviewed 25th Aug 2025

5668% increase in 5 star reviews

in the past 90 days

500% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025

Read all reviews Write a review

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (22351)

I bought a sauna for2000£.

I bought a sauna for2000£.good experience.thanks Reviewed on: 10th June 2024

Great service, used many times with no issues

Great service, used many times with no issues Reviewed on: 10th June 2024

Easy to break down payments !

I always use PayPal pay in 3 for more expensive purchases or things I am not sure will fit or might want for return. The plans are easy to track and I like the way money can be taken automatically so you don’t fall behind with any moneys due. When an item is returned the money is refunded to the plan quickly and without issues. Always use Pay in 3 and would recommend. Reviewed on: 10th June 2024

Needs Notifications

Really easy to use, but PayPal need to send a push notification or an email when a pay date is coming up just as a reminder then it will be perfect. Reviewed on: 10th June 2024

Quick and easy, split my payment into 3 months is so...

Quick and easy, split my payment into 3 months is so much easier Reviewed on: 10th June 2024

GREAT, SIMPLIFIED 3 OR 4 STEPS.

GREAT, SIMPLIFIED 3 OR 4 STEPS. I HAVE RECOMENDED FOR FAMILY AND FRIENDS FOR BIG PURCHASES Reviewed on: 10th June 2024

I’m very happy with pay in 3 product.

I’m very happy with pay in 3 product. I will do it again Reviewed on: 10th June 2024

Makes me able to afford things.

Makes me able to afford things. Able to afford a take away for a treat. And never forget toke payment like I do with the credit Reviewed on: 10th June 2024

Highly Recommended

I’ve been using this for a while and it’s amazing for larger purchases, interest free and there are plenty of online stores which accept it. Customer Service is also superb. Reviewed on: 10th June 2024

Handy Dandy Service

I always use pay in 3, I find it so handy, whether it's buying or refunding I never have an issue. great service. Reviewed on: 10th June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

next 3step
from Next 3.55 from 4 reviews
Retail finance
from PayItMonthly 4.88 from 186 reviews
nextpay
from Next 3.82 from 9 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.91 from 50806 reviews
Payment Provider
from PayPal 4.91 from 3600 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub