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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Very nice to deal with and have UK cal centres

Very nice to deal with and have UK cal centres Reviewed on: 28th January 2026

Excellent RCI experience!

Really happy with RCI. Easy to manage online, interest rates are good and kept informed regularly of any changes. I have recommended RCI to my friends and family. Reviewed on: 28th January 2026

Instant Access

Basic instant access account required with good interest. Appears rate has fallen more than others recently Reviewed on: 28th January 2026

Excellent bank

Very smooth, well run service with good competitive interst rates Reviewed on: 28th January 2026

Excellent product and service, I have no criticisms

Excellent product and service, I have no criticisms Reviewed on: 28th January 2026

Straightforward and easy to navigate.

Straightforward and easy to navigate. The app is slick and rates competitive Reviewed on: 28th January 2026

Savings rates

RCI provides good savings rates. Reviewed on: 28th January 2026

A great on-line savings account.

I have been an RCI saver for 5 years. The app is really easy to use and the interest rates are always very competitive. Reviewed on: 28th January 2026

They provide an easy-to-use platform.

They provide an easy-to-use platform. I encountered no problems, and, for a time, their savers rates were amongst the highest: this is a winning combination. When leading rates return, so will my savings. Reviewed on: 28th January 2026

Great easy access account,

I have had a Freedom Savings Account for many years. The bank offers a great saving rates without penalising you for for withdrawls. Also, I can make as many withdrawals as and when want, which is useful for rainy days ......... which happens a lot in the UK (smile emoji but they wouldn't let me insert it!) Reviewed on: 28th January 2026

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