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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,981 reviews, last reviewed 24th Apr 2026
593% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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90%
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9%
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1%
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Latest highest rating:

5

Easy to access flexible account, easy savings Easy to access flexible account, that makes saving easy and also withdrawing funds fast and effectively= Reviewed on: 24th April 2026
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BRP

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11981)

Easy to use website great customer service with UK b...

5
Easy to use website great customer service with UK based call centre Reviewed on: 19th April 2026

Very easy to Save and Still have Quick Access.

5
Very easy to open the Freedom savings account. Direct linking with only my bank account( nominated account) provides security and peace of mind. Transferring money back to my bank account is very quick, within 24 hours if transaction done before 2.00 pm), so is convenient to pull out money reserves for a large purchase. I like the fact that I receive a text to say my money has reached my account when I make a deposit, saves me keep logging in to see if it’s there. Very good interest rates which frequently go up! I make good use of my account, knowing I can tuck money away and get interest on it but that it’s accessible should I need it. Reviewed on: 19th April 2026

Good rates and service.

5
Good rates and service. Helpful staff. Easy to navigate. Reviewed on: 18th April 2026

Customer service is excellent.

5
Customer service is excellent. RCI informs me of all relevant changes. Its interest rates are very competative Reviewed on: 18th April 2026

Very good rate of interest, very helpful customer se...

5
Very good rate of interest, very helpful customer service Reviewed on: 18th April 2026

Freedom Savings Account - our 1st choice

5
We have a joint Freedom Savings Account to save for holidays etc. When needing an individual savings account just for myself, I had no hesitation in re-opening a Freedom Savings. Both accounts are so easy to deposit and withdraw money from and the interest is comparable to other banks' rates. Reviewed on: 18th April 2026

Excellent rate of interest and easy to manage!

5
An easy account to manage, clear app interface making it quick and easy to move funds in and out. And the interest rate is always top drawer! Reviewed on: 18th April 2026

Good interest rate and easy to use app

4
Good interest rate and easy to use app Reviewed on: 18th April 2026

Thank you for good service

5
I have been with RCI for many years as they were always very competitive in their rates and easy to deal with them. Rates are not as competitive today but no doubt I think they will improve again? Reviewed on: 17th April 2026

First Class

5
I’ve always found RCI easy to work with. Excellent customer service. When I managed to completely mess up my password it was so good to have an intelligent person available to sort out the problem. Very fair interest rates which are immediately increased when conditions allow. Website is very simple to use and understand. Reviewed on: 17th April 2026

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