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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Been with them for years never any problems

5
Been with them for years never any problems Reviewed on: 21st March 2025

Great interest and APP

5
Great interest and very easy APP to invest and transfer money in and out too. Reviewed on: 21st March 2025

Easy to use with great rates, nice app that works...

5
Easy to use with great rates, nice app that works well Reviewed on: 21st March 2025

Friendly and Quick

5
Very friendly contacts when required and quick to start to earn interest Reviewed on: 21st March 2025

Worth the setup

4
I primarily use the online banking app which is easy to use and has good security. I do get sent quite a lot of emails and some important ones can get mixed up with the standard marking type which can make it hard to discern which ones need attention. Overall, I am very happy with my freedom account and the respectable interest rate regardless of the decline since it's been setup. Reviewed on: 21st March 2025

Efficient and effective

5
They're efficient, timely and provide good financial products with the ease of internet management. They don't over-sell by constant promotional communications, but offer reasonable interest rates. Reviewed on: 21st March 2025

Great rates for flexible savings and easy to set up...

4
Great rates for flexible savings and easy to set up and use Reviewed on: 21st March 2025

What’s not to like?

5
We have accounts in 3 other banks/ building docs and RCI is hands-down the easiest to use. Interest rates are excellent too, given the current financial circumstances. Reviewed on: 21st March 2025

HAPPY MAKING MONEY

5
I never have an issue accessing my finance or accessing the website/app. They constantly keep me updated with changes to the account in plain language that I understand and can action. Reviewed on: 21st March 2025

RCI Savings

5
A good and easy to use web an mobile banking interface and great customer service Reviewed on: 21st March 2025

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