Smart Money People Logo

Santander: Everyday Current Account reviews

3.70
Based on 168 reviews, last reviewed 5th Sep 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
48%
See only 4 star reviews
26%
See only 3 star reviews
10%
See only 2 star reviews
2%
See only 1 star reviews
14%

Latest highest rating:

5

Excellent banking service Santander is a excellent bank can’t fault them in anyway they keep my money safe and secure the online banking app very easy to use Reviewed on: 4th September 2025
Conor 's avatar
Conor

Latest lowest rating:

1

EXISTING CUSTOMER I AM AN EXISTING ACCOUNT HOLDER AND OPENING A NEW ACCOUNT FOR A FAMILY NEED - THE IDIOTS ARE ASKING ME TO PROVE MY ADDRESS AGAIN !!!! AND DO NOT ACC... Read more Reviewed on: 5th September 2025
TAIMOOR A's avatar
TAIMOOR A

About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Santander Everyday Current Account reviews (168)

Review of the Santander, Everyday Current Account:

As banks go, not too bad - unless you get badly overdrawn

3
I have been with Santander for many years and have two basic current accounts - one i use for personal, the other for business. The online experience is really good - especially on iPad but also on Android as well as desktops - transferring between accounts is easy and paying bills is easy - the biggest gripe is the flawed 'pending payments' option - this only works with direct debits - anything else that's a regular payment doesn't show up - even though I suspect that the bank still must know in advance that a payment is coming out. If you go accidentally overdrawn, they say they can refund charges as a 'goodwill gesture' about once a year - I know this isn't actually set in stone as I know someone that works at the bank - my branch - it's just something phone operators are told to say. So unless you argue and complain, you can still effectively be charged about £20 for going overdrawn by a fiver. Reviewed on: 18th August 2015

Great service

5
Santander is a great bank, my monthly wage always comes in earlier than my colleagues not with Santander too which is always a bonus Reviewed on: 11th April 2023

easy account

5
so easy yo use.. the app is great Reviewed on: 11th April 2023

Great bank that actually cares

5
I've held an account with different banks over the years and Santander is the best one. They are really helpful and considerate. Reviewed on: 10th April 2023

Safe, Secure, Visual

5
Their authentication systems are always performing well Reviewed on: 9th April 2023

They are a good bank

4
They make sure your money is paid on time Reviewed on: 6th April 2023

Excellent

5
Professional, trustworthy and great app. Reviewed on: 5th April 2023

Good bank

5
I am with them for long time Completely happy!! Reviewed on: 3rd April 2023

Good

5
It’s very easy to Access online mobile Banking Reviewed on: 3rd April 2023

awful. stay away from them. Incompetence at its finest.

1
They blocked my account for lack of documents that they didn't ask for in the first place. Took my 4 trips to the branch, more than 10 calls to customer support across more than 20 days to get it resolved. Once this was solved, any sizeable transfer to another account in my name will block my account again, so spend more time on the phone with customer support to unlock it. They're absolutely incompetent, no idea what they're doing. I'm leaving them as soon as I can. Reviewed on: 3rd April 2023

Ok

4
HSBC customer service is way better, Santander is about the same levle as NatWest. Reviewed on: 25th March 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.18 from 1252 reviews
    Santander
  • Choice Current Account

    from Santander 4.11 from 17 reviews
    Santander
    View all products