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Santander: Everyday current account reviews

4.03
Based on 206 reviews, last reviewed 11th Jul 2026
56% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
52%
See only 4 star reviews
25%
See only 3 star reviews
9%
See only 2 star reviews
1%
See only 1 star reviews
13%

Latest highest rating:

4

The account is a good account for anyone and there a... The account is a good account for anyone and there are no deductions made for holding the account which is a good thing Reviewed on: 11th July 2026
Omoniyi Aihonsu's avatar
Omoniyi Aihonsu

Latest lowest rating:

1

Avoid at all cost. Avoid at all cost. Awful customer service! Removed my overdraft without notice or explanation (only after taking out a credit card with them-was not t... Read more Reviewed on: 2nd April 2026
Mel's avatar
Mel

About this product

The Santander Everyday current account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday current account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday current account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

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Santander Everyday current account reviews (206)

Never had any problems at all after 8 years

5
Great customer service always friendly on the phone or in the branch. Consistently have the best deals and rewards for their customers. Reviewed on: 8th November 2018

Great Bank.

5
One of the better UK banks to bank and save with. Reviewed on: 6th November 2018

Great Current Account

5
No fees whatsoever and great if you stay in credit... I did not save enough using the 123 accounts/cards (already paid mortgage off) and this account is perfect for me. Reviewed on: 5th April 2018

I would not recommend

3
They have done nothing to help me out of my overdraft except advise to join there 123 account where I would have to pay to bank everymonth. I was originally with alliance and leicester before they were taken over Reviewed on: 10th February 2018

Very poor customer service

1
I left Santander due to the poor customer service I received whenever I needed to phone in. Reviewed on: 8th February 2018

Overall Good

4
I have been a customer with Santander for quite a few years. I love their online banking it is so easy to use. I have two current accounts, a saving account and a mortgage with Santander. It is really easy to keep track of everything online. The interest rates aren't great, and if you go in your overdraft you get charged, but that's the case everywhere! It just works all the time, without persistent issues like with other banks Reviewed on: 29th January 2018

Its ok

3
It’s ok but not the best I don’t think Reviewed on: 20th January 2018

Solid and reliable

4
Easy to navigate online services and good customer service. Only problem is occasional blocking of card for unknown reasons! Reviewed on: 9th January 2018

Terrible customer service

1
Their charges are shocking! I used to bank with RBS and they never charged me for failed Direct Debits, etc. Santander do. They love it! One month a mistake by a company meant they took a quadruple payment off my account using CPA (as a rule of thumb never use CPA always opt for DD) which meant there wasn’t enough in the account to meet five DDs so I got 5 x £15 (£75) unpaid DD fees which then put me into an unarranged overdraft which got me a further £12 fee! When I told Santander they didn’t care and said they won’t refund me the fees because I once had a separate £12 fee refunded a year previous! Avoid, avoid, avoid. There are plenty other high street banks around. Reviewed on: 6th January 2018

Good app, good customer service

4
The app, website and telephone customer service lines are all easy to use. Not ideal for more traditional banking however - paper statements take forever to arrive! It’s like Santander delays them for a week before bothering to send them out. Reviewed on: 5th January 2018

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