Smart Money People Logo

Santander: Everyday Current Account reviews

3.71
Based on 168 reviews, last reviewed 5th Sep 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
48%
See only 4 star reviews
26%
See only 3 star reviews
10%
See only 2 star reviews
2%
See only 1 star reviews
14%

Latest highest rating:

5

Excellent banking service Santander is a excellent bank can’t fault them in anyway they keep my money safe and secure the online banking app very easy to use Reviewed on: 4th September 2025
Conor 's avatar
Conor

Latest lowest rating:

1

EXISTING CUSTOMER I AM AN EXISTING ACCOUNT HOLDER AND OPENING A NEW ACCOUNT FOR A FAMILY NEED - THE IDIOTS ARE ASKING ME TO PROVE MY ADDRESS AGAIN !!!! AND DO NOT ACC... Read more Reviewed on: 5th September 2025
TAIMOOR A's avatar
TAIMOOR A

About this product

The Santander Everyday Current Account has no monthly fee and can be managed online or via the app.

Being a Santander Everyday Current Account customer also gives you access to Santander Boosts rewards and if you’re eligible, the Santander Edge credit card.

Santander Everyday Current Account reviews help you find out what it’s really like to be a customer. If you’ve used Santander before, you can also leave a review and share your experience.

Review Santander: Everyday Current Account now

Help others make smarter decisions by sharing your own experience. Write a review

Santander Everyday Current Account reviews (168)

I was originally with Alliance and Leicester before...

3
I was originally with Alliance and Leicester before moving to Santander. I have never had anything helpful from this bank. I can't even get an overdraft or loan let alone a credit card from this place yet I opened an account with a rival bank and have been given all 3. The customer service is pretty good. It was a difficult experience moving from a basic account to this every day account. Its not a bad bank just don't expect miracles from them as there are better out there. Not even a jar of Nutella haha. Reviewed on: 3rd May 2024

Hard work at times

3
Hard work at times App is ok at best local branch will never use Reviewed on: 17th April 2024

Solid performing account from Santander

4
Solid performing account from Santander, been with Abbey National which became part of Santander for years. Haven’t been pushed away yet. Reviewed on: 15th April 2024

easy to use and very efficient customer service.

5
easy to use and very efficient customer service. Reviewed on: 14th April 2024

The only bank that gave me a chance to open an accou...

5
The only bank that gave me a chance to open an account without photo ID Reviewed on: 10th April 2024

The Everyday Account meets most banking needs althou...

4
The Everyday Account meets most banking needs although if I had one complaint it would be that the display in the app shows a "Balance" and a "balance inc. Pending" which causes confusion when pay appears on the balance but not on balance inc. Pending even though the payment is literally pending. It should say "Available balance" instead or "Balance including outgoing pending". Reviewed on: 27th January 2024

Thank you Santandar

5
I have banked with Santandar for several years and recently had 2 experiences with a potential scam situation where money was taken from my current account every month for a transaction I didn’t subscribe too, the fraud team were amazing ( special thanks to Imran) my concern was dealt with efficiently and spontaneously, I can’t recommend this bank enough, I cannot recommend their commitment to investigating potential frausters enough Reviewed on: 3rd January 2024

A delightful Bank.

4
Santander is a very good Banking service. They go out of their way to exceed customer satisfaction. Reviewed on: 30th July 2023

Great customer service and remote banking services

5
The phone line has good opening hours when you want to speak to staff and their automated service is efficient and easy to use. Their app is easy to use and very functional; as is their web-site. Their overdraft facility has been extended for me over recent years, as my needs have changed and my good track record for credit management is recognized. Reviewed on: 29th June 2023

They see fraud everywhere except where it is

1
This may have been the 123 Current Account at the time but that makes no difference. I have always thought of Santander as the only UK bank that has not been involved in a banking scandal in the last 15 years or so. Then they were recently fined for carrying out inadequate money laundering checks. They prevented me paying a small amount of money to an aspiring petroleum engineering student in Tanzania to enable him to take a very low cost course in his own country (after an initial request through LinkedIn for help to study in the UK), They were convinced it was fraud and after a long conversation with a teller in my branch, joined by someone else, a manager perhaps, I was told that that was the end of the matter. The next day they sent the police to my door, terrifying my wife! If my passport had not run out I could have made the payment with no problem through Moneygram at my local Post Office. The student spoke to his pastor who financed him to study at the Beijing Petroleum University and remotely after Covid. Reviewed on: 20th April 2023

Do you have a different Santander product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from Santander?

  • Life Insurance

    from Santander 5.00 from 2 reviews
    Santander
  • 123 Current Account (discontinued)

    from Santander 4.17 from 1252 reviews
    Santander
  • Choice Current Account

    from Santander 4.13 from 17 reviews
    Santander
    View all products