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Santander: 123 Credit Card reviews

Name: 123 Credit Card
Rating: 3.92 (154 reviews)

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3.83

Based on 154 reviews, last reviewed 27th Feb 2025

200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

47%

25%

13%

10%

Latest highest rating:

5

great card and cashback . great card and cashback . Have earnt hundreds f punds over the last 5 years so suggest getting one Reviewed on: 27th February 2025

Latest lowest rating:

1

Beyond incompetent and useless Beyond incompetent and useless. No words can express the radicicolous treatment given by this bank. I would advise anyone and everyone to avoid contac... Read more Reviewed on: 28th January 2025

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About this product

Santander 123 Credit Card reviews can help you to find out about the pros and cons of the 123 Credit Card credit card. What kind of features do Santander customers like? Find out more about the Santander 123 Credit Card by reading our trusted Smart Money People reviews. You can also write your own Santander 123 Credit Card reviews to share your own experience with Smart Money People, the UK's leading financial services review site. Together, we can make financial services work better for everyone.

Santander 123 Credit Card reviews (154)

Review of the Santander, 123 Credit Card:

great bank

great bank and always helpful with whatever queries you have Reviewed on: 27th April 2020

A Caring Bank

They always have time for you and help out if in financial difficulty. They help me by changing my banking options which allows me not to go overdrawn and now never end up paying banking fees. So Than you Santander. Reviewed on: 8th November 2018

good service

very good service santander :) Reviewed on: 6th November 2018

Good experience

As far as banks go (I am not a fan) this one has been very good - great customer service. Reviewed on: 4th April 2018

Perfectly good

Great having 0% interest for two years , has been useful to have and having the cash back has evened the £3 cost out a month. Reviewed on: 4th April 2018

Very good

very good, no messing about, good communication. The only thing that annoys me is that you can't change your payment date online, you have to phone and speak to an actual person Reviewed on: 4th April 2018

Pays for itself

The reward programme is good and more than covers the fee. Reviewed on: 4th April 2018

My review

Love this bank Reliable and never let you down Reviewed on: 30th January 2018

Not great

Bad customer service. I don’t recommend. Reviewed on: 7th January 2018

great Apr

Very good Apr for a long time excellent customer service Reviewed on: 5th January 2018

Easy Transactions

I have the 123 credit card and just so easy to use aswell as rewarding from the benefits it has. So easy to check my balance online and pay extra off on it each month if I want. Reviewed on: 4th January 2018

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