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StepChange: Debt Management reviews

Name: Debt Management
Rating: 4.96 (14696 reviews)

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4.95

Based on 14,696 reviews, last reviewed 18th Jul 2025

169550% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Step change can change your life Every time I speak to a stepchange person, they make you feel completely at ease. Reviewed on: 18th July 2025

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

Read or write Step Change debt management reviews from the Smart Money People community. if you're considering using Step Change, read our reviews from people like you to decide whether it's the best product for you. Our reviews come from people who have used the product, so can offer some great insight as to whether it's good or bad. Been a Step Change debt management customer in the past? Write a review today and help others!

StepChange Debt Management reviews (14696)

Review of the StepChange, Debt Management:

Retaking control

You've come to the end of your tether, swamped by red letters and final notices. So phone StepChange - one of the best half hours of your life. They sort out what you spend on what, what you owe, what you can afford to pay back after allowances are made for the amount you need to live on. Then they sort out the repayments (through them) and companies listen to them whereas they wouldn't listen to you, because they have standing. And the best bit (apart from the relief of finally doing something positive about things) is that they're a charity and won't charge you a penny. Reviewed on: 23rd April 2017

Step Change Helped Me to Clear My Debt

Step Change helped me to create a budget so I could see my income and outgoings clearly, enabling me to schedule a monthly repayment scheme that I was able to afford and, most importantly, stick to. Reviewed on: 19th June 2025

Step Change are life savers.

Step Change are life savers. When you get into a financial mess that's encouraged by the greedy banks, that leave you in such a state that you feel you are a failure and no future. They are truly a light at the end of the tunnel and stop the wolves from the door and give you breathing room and help to go over your finances to get you back on your feet and start living again. I can honestly say they saved my life when I felt I had nothing left to live for and helped my family to get on with our lives. If you find yourself in the quicksand of finances, seek help and don't let the worry and threats drag you down. One phone call will change your life for the better. Reviewed on: 19th June 2025

Step change has made a huge difference to me.

Step change has made a huge difference to me. After my divorce I felt so out of control with my finances. Despite being lucky enough to be in a well paid job we'd accumulated debts over the years having had our 3 children young and periods of redundancy and very low income at the even the children were young. I was struggling to make my payments each month and was paying so much interest that the debts just kept spiralling out of control. I felt ashamed and dreaded every brown letter. I was too embarrassed to tell anyone and it affected my mental health. I didn't think stepchange would be able to help because I had a good salary. I was terrified they'd make me take an IVA. When I actually plucked up the courage to call them for advice I wished I'd done it years ago. The advisor was so kind, understanding and non judgemental. It was a huge relief. I'm now on a DMP and can see slowly but surely my debts are reducing. If you are worried about debt get in touch with them as soon as you can Reviewed on: 19th June 2025

StepChange has been a life saver for me, really easy...

StepChange has been a life saver for me, really easy to use and helpful in helping me get rid of my debts. I just wish I had found them sooner Reviewed on: 18th June 2025

Contacting Stepchange was the best move I've made si...

Contacting Stepchange was the best move I've made since getting stuck in a financial merry-go-round. Very friendly, understanding and helpful people at the end of the phone line. Reviewed on: 18th June 2025

They have been very helpful and very understanding.

They have been very helpful and very understanding. They helped me get my debt on track to clear it. Reviewed on: 18th June 2025

They really helped me out as I was struggling and I...

They really helped me out as I was struggling and I don’t know what to say to anyone l felt really ashamed to tell my own family of what happened to me and I went into debt and I don’t know how to deal with it. Stepchange really saved my life! Reviewed on: 18th June 2025

Step Change really helped me

I have found all my interactions with Step Change so helpful. The people I have spoken to have always been kind, compassionate and non-judgemental Reviewed on: 18th June 2025

I was feeling overwhelmed and emotional but the staf...

I was feeling overwhelmed and emotional but the staff made me feel at ease. Once the step was taken I then could breathe easier. It helped with my long term mental health. Thank you so much. Reviewed on: 18th June 2025

This service has been a life saver for me and has ta...

This service has been a life saver for me and has taken so much stress off of my shoulders. I've also recommended it to a few of my friends who have since used the service and agree it has been extremely helpful. Reviewed on: 18th June 2025

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