Paid advertisement
Smart Money People Logo
Newsletter
Share this page

StepChange reviews

Step Change logo
Rated Excellent • 4.92/5

StepChange reviews

Verified business Last reviewed within 14 days Consumer credit awards winner
  • Positioned as being a socially responsible organisation
    Positioned as being a socially responsible organisation
  • Offers video or telephone appointments
    Offers video or telephone appointments
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 18,690 product reviews

Average score of 4.92/5
5 star
97%
4 star
3%
3 star
0%
2 star
0%
1 star
0%
Reviews for StepChange have trended negatively over the past 90 days

StepChange’s Debt advice really lifts a huge weight off your shoulders with friendly, understanding staff who make the whole process easy and non-judgmental. Many found their debt plans manageable and appreciated the peace of mind and support through tough times. However, some struggled with poor communication, long waits to get through, and issues with creditor contact that added stress.

Positive themes

  • StepChange’s staff are friendly, understanding and make debt advice easy and stress-free. (68 mentions)
  • StepChange’s Debt advice plans make payments affordable and reduce worry about creditors. (12 mentions)
  • StepChange’s service gave me peace of mind and helped me sleep better at night. (5 mentions)

Negative themes

  • Getting through to StepChange by phone is a nightmare with long waits and no reply. (5 mentions)
Summarised by AI
Was this helpful?

About StepChange

StepChange give free and non-judgemental debt advice and support to people across the UK.

Since 1993, the StepChange team have helped over 7.5 million people take back control of their finances. The impartial and free debt advice provided by StepChange has been accredited by MoneyHelper.

Online StepChange support is available 24 hours a day, seven days a week or you can speak to a member of the team over the phone.

StepChange at a glance

Contact details

Phone
0800 138 1111
Email
[email protected]
Main address
StepChange Debt Charity, 123 Albion Street, Leeds, LS2 8ER
Social media

Reviews for StepChange

Showing 11 of 18690 company reviews • Last reviewed within 14 days

Excellent service

Debt advice • 15th October 2026

Excellent service helpful and very friendly I’m so pleased I chose stepchange to help me get on track with my finances can’t thank you enough

Rated Excellent • 5.00/5
Read more product reviews

An excellent service stepchange provide to the public

Debt advice • 13th October 2026

We have been really happy dealing with stepchange who have dealt with all our financial issues. They have made us feel comfortable and arranged a... We have been really happy dealing with stepchange who have dealt with all our financial issues. They have made us feel comfortable and arranged a debt plan which has been reasonable for us to pay back our creditors. I would highly recommend this company they know what they are doing and go through everything with you to see which is the best option for you in the long run. Read more Read less

Rated Excellent • 5.00/5
Read more product reviews
  • 5.00/5

    Very helpful and very informative

    Very helpful and very informative

    {"display":"EddieG","full_name":"EddieG","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    EddieG 23rd September 2026
  • 5.00/5

    I got the help I needed to sort all my debts out and...

    I got the help I needed to sort all my debts out and now I am debt free

    {"display":"Amanda ","full_name":"Amanda ","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Amanda 28th August 2026
  • 5.00/5

    Very helpful and make life easier for you

    Very helpful and make life easier for you

    {"display":"Abdul wahid","full_name":"Abdul wahid","avatar":{"url":"\/assets\/uploads\/avatars\/users\/942740.png"}}'s avatar
    Debt advice
    Abdul wahid 21st August 2026
  • 5.00/5

    Completely Life-Changing

    Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even... Talking to StepChange was one of the best financial decisions I ever made and I only wish I had done it sooner. I didn't even know a fraction of the options available to me - prior to talking to them I thought that I would lose everything I owned, but the situation was nowhere near as bleak as I thought and they made an immediate impact on my quality of life as soon as I signed up. The people were extremely helpful and knowledgeable every step of the way. Read more Read less

    {"display":"James M","full_name":"James M","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    James M 19th August 2026
  • 5.00/5

    If you need help, they are there

    Excellent when I needed help, they were there

    {"display":"Debbie F","full_name":"Debbie F","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Debbie F 19th August 2026
  • 5.00/5

    Always there to help.

    Always there to help me. Any questions are answered clearly. Less stress as they are dealing with mostly everything zz

  • 5.00/5

    Easy debt management.

    Easy debt management. Portal is very useful.

    {"display":"Suresh","full_name":"Suresh","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Suresh 17th August 2026
  • 5.00/5

    Make the StepChange today and clear your debts.

    Great service. My plan was prepared quickly and it was hassle free. I found the online process easy to complete and the option to speak... Great service. My plan was prepared quickly and it was hassle free. I found the online process easy to complete and the option to speak with someone was appreciated. Friendly and professional advisors to talk to. Easy to check your account and the status of payments as well as make any changes. Make the StepChange today and clear your debts. Read more Read less

    {"display":"Miss Marcy","full_name":"Miss Marcy","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Miss Marcy 17th August 2026
  • 5.00/5

    I was in a very bad place financially and mentally.

    I was in a very bad place financially and mentally. I cried the whole phone call and the person on the other end was so... I was in a very bad place financially and mentally. I cried the whole phone call and the person on the other end was so patient with me. There was no judgement or fault blaming. It’s really changed my life! Read more Read less

    {"display":"Kim S","full_name":"Kim S","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Kim S 16th August 2026

    Products from StepChange

    Showing all products offered by StepChange

    We are Smart Money People

    Join 2 million active users who make better financial decisions with the power of reviews.

    Create an account

    Protecting trust by verifying companies and reviewers

    The only site that specialises in financial services

    Providing everyday people with a voice