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StepChange reviews

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Rated Excellent 4.95/5

StepChange reviews

Verified business Last reviewed within 7 days Consumer credit awards winner
  • Positioned as being a socially responsible organisation
    Positioned as being a socially responsible organisation
  • Offers video or telephone appointments
    Offers video or telephone appointments
  • FCA approved and regulated
    FCA approved and regulated
  • Manage your account or policy via an app or website
    Manage your account or policy via an app or website

Review summary

People rate this company as Excellent based on 16,516 product reviews

Average score of 4.95/5
5 star
97%
4 star
3%
3 star
0%
2 star
0%
1 star
0%
Reviews for StepChange have trended negatively over the past 90 days

StepChange’s Debt advice really lifts the weight of debt off your shoulders with kind, non-judgemental support and clear, manageable plans. People felt relief knowing their debts were organised into one affordable payment and appreciated how staff handled creditors for them. Some found communication with creditors tricky and worried about credit score impacts, but overall the service gave peace of mind and hope.

Positive themes

  • StepChange’s staff are friendly, understanding and make debt feel manageable.
  • StepChange made paying off debts easy with one affordable monthly payment.
  • StepChange’s free service took away stress and helped me regain control.

Negative themes

  • It can be hard to get through to StepChange by phone sometimes.
  • Some found communication with creditors confusing or delayed resolution.
  • Debt plans can affect credit scores and cause worries about renewals.
Summarised by AI
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About StepChange

StepChange give free and non-judgemental debt advice and support to people across the UK.

Since 1993, the StepChange team have helped over 7.5 million people take back control of their finances. The impartial and free debt advice provided by StepChange has been accredited by MoneyHelper.

Online StepChange support is available 24 hours a day, seven days a week or you can speak to a member of the team over the phone.

StepChange at a glance

Contact details

Phone
0800 138 1111
Email
[email protected]
Main address
StepChange Debt Charity, 123 Albion Street, Leeds, LS2 8ER
Social media

Reviews for StepChange

Showing 11 of 16516 company reviews Last reviewed within 7 days

Very helpful staff and polite staff friendly

Debt advice 9th May 2026

Very helpful staff and polite staff friendly

Rated Excellent 5/5
Read more product reviews

I I didn’t no which way turn with my dept then a fri...

Debt advice 9th May 2026

I I didn’t no which way turn with my dept then a friend told me about step change . It the best thing I did... I I didn’t no which way turn with my dept then a friend told me about step change . It the best thing I did contacting them . I have gone in to tell other people about step change . All round excellence. Read more Read less

Rated Excellent 5/5
Read more product reviews
  • 5/5

    Escaping debt through financial coercion

    In 2024, I got out of a financial coercive relationship. My partner had goaded me into gettting loans and shopping on a popular online catalogue.... In 2024, I got out of a financial coercive relationship. My partner had goaded me into gettting loans and shopping on a popular online catalogue. I was in a huge amount of debt and reached out to StepChange. They gave me the advice I needed and now I'm on a debt management plan and it has taken all of the worry off my shoulders. I now have better control of my finances and can even afford the odd treat for myself. I can't recommend them enough! Read more Read less

    {"display":"Victoria","full_name":"Victoria","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Victoria 9th May 2026
  • 5/5

    Great Service

    always have been good to talk with, and quick problem solving team ..excellent

    {"display":"Mark","full_name":"Mark","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Mark 9th May 2026
  • 5/5

    Help is out there!

    The customer service is excellent, they are understanding and very helpful and sort your needs to suit your budget, which relieves the stress.

  • 5/5

    Help when needed...

    when I was having trouble a few years ago your staff were extremely helpful and I would still have been a terrible place without their help

  • 5/5

    Help available when needed

    You helped me to sort out my affairs and stopped the worrying.

    {"display":"Jill C","full_name":"Jill C","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Jill C 9th May 2026
  • 5/5

    Supportive and Understanding During a Difficult Time

    I was really anxious about dealing with my debts, but StepChange made the whole process much easier than I expected. They’ve been supportive, respectful and... I was really anxious about dealing with my debts, but StepChange made the whole process much easier than I expected. They’ve been supportive, respectful and understanding throughout, especially when my income changed recently. Having a manageable plan in place has made a huge difference to my stress levels and helped me feel back in control of my finances again. I’m very grateful for the support and would highly recommend them. Read more Read less

    {"display":"ADAM","full_name":"ADAM","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    ADAM 9th May 2026
  • 5/5

    This was the best thing I have done.

    This was the best thing I have done. The staff are amazing they are calm and understanding.

  • 5/5

    Unbearable amount of debt I was paying each month, b...

    Unbearable amount of debt I was paying each month, but with the help of stepchange they managed to get my payments down to a very... Unbearable amount of debt I was paying each month, but with the help of stepchange they managed to get my payments down to a very small affordable amount. Thank you very much step change.I simply could not have done that myself, I can’t praise them enough. Read more Read less

    {"display":"Robert H","full_name":"Robert H","avatar":{"url":"\/assets\/images\/default_new.png"}}'s avatar
    Debt advice
    Robert H 9th May 2026
  • 5/5

    Fantastic service!

    3 years ago I realised I was beginning to struggle to make ends meet. I contacted my two daughters and went through things with them.... 3 years ago I realised I was beginning to struggle to make ends meet. I contacted my two daughters and went through things with them. My elder daughter works as a manager for the homeless and people struggling with their finances, she always recommends Stepchange and suggested the same to me. She and my younger daughter both helped me set up with yourselves, which was so easy to do and you were incredibly helpful. I am feeling so much better in myself and managing perfectly so, thank you very much. I would certainly recommend you to friends and family if needed. Read more Read less

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