Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,356 reviews, last reviewed 8th May 2026
78900% increase in 5 star reviews
in the past 90 days
800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

StepChange: An amazing service and life saver. StepChange can be regarded as responsible for saving me from many financial difficulties that worried me, and my family, seriously. Fantastic advice a... Read more Reviewed on: 8th May 2026
Al H's avatar
Al H

Latest lowest rating:

2

Not neurodivergent friendly and poor communication w... Not neurodivergent friendly and poor communication with creditors Reviewed on: 7th May 2026
Nicola W's avatar
Nicola W

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review

StepChange Debt advice reviews (16356)

Stepchange took away my sleeplghts ..

5
Stepchange took away my sleepless nights and work be helping take control of my debts and now my finances are manageable, I would definitely recommend these guys for debt help 100% Reviewed on: 7th May 2026

Incredible service

5
From not knowing what to do and how to pay my debts, Stepchange took control and guided me through each step. They dealt with all the companies I had debts with and consolidated it into a single payment I could afford. They stopped interest charges and are always available for me when I need help. They made me feel that finally I was in control again and confident that I will be able to clear the debt. I don't know what I would have done without them. I cannot praise them enough. Reviewed on: 7th May 2026

Calm and sorted

5
Was a mess but after call was all sorted Reviewed on: 7th May 2026

Step change helped me to sort out my finances .

5
Step change helped me to sort out my finances . It gave me time to get things into order . It took off all the pressure Reviewed on: 7th May 2026

Life changing

5
StepChange genuinely changed my life, giving me a way out of a spiralling cycle of debt and associated stress and depression. Reviewed on: 7th May 2026

Patient and understanding

5
I was put at ease from the first phone call. They went through everything with me in a way I could understand with patience and understanding. Reviewed on: 7th May 2026

Stepchange has made a huge difference to my life.

5
Stepchange has made a huge difference to my life. I couldn’t see a way out of my monetary problem and everything was so dark. I was referred to StepChange and they showed me the light at the end of a long tunnel. There is now only 3 months left on my payment plan thanks to StepChange. Reviewed on: 7th May 2026

Supportive, friendly and non judgemental

5
I found myself with debts (one particularly large) after separation and StepChange supported me to pay off my creditors with sensible advice and without judgement. The people I’ve spoken to have always been friendly and understanding during tough times. Reviewed on: 7th May 2026

I had several lender chasing me for money during my...

5
I had several lender chasing me for money during my health crisis, stepchange help me sort out a monthly payment, provided useful information and helped me get back on track which helped my mental health recover. Reviewed on: 7th May 2026

Great help less stress

5
They have been a great helping me manage my debts and reduce my stress massively Reviewed on: 7th May 2026

Review StepChange: Debt advice now

Help others make smarter decisions by sharing your own experience. Write a review