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The Cumberland: Plus Current Account reviews

4.92
Based on 39 reviews, last reviewed 5th Mar 2026
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Latest highest rating:

5

A solid current account provider.... The Cumberland Building Society punches way WAY above its weight by simply having it's own range of current accounts,given that it's a regional buildi... Read more Reviewed on: 5th March 2026
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Marksparc

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About this product

The Cumberland Plus Current Account from Cumberland Building Society is a comprehensive current account. It requires a monthly minimum funding amount and account holders must confirm it will be their primary personal bank account. There are overdraft options available, as well as access to a mobile banking app.

Before opening a new bank account, do your research to be confident that it’s the right fit for you. Our Cumberland Plus Current Account reviews can help you understand the product and provider better.

Find out why account holders chose the Cumberland Plus Current Account and if they’ve been satisfied with it. Read about the application process to see how easy it was to open the account. Find out what others liked and disliked about the account. Read about genuine experiences with Cumberland Building Society’s customer service team to learn how swiftly they resolve issues. All of this and more can be found in our Cumberland Plus Current Account reviews.

Do you have a Cumberland Plus Current Account? Share your honest experience with our Smart Money People community. What drew you to this account, and have you been satisfied so far? Have you encountered any problems with the account, and if so, how well did the Society handle them? What are the main pros and cons you’ve experienced with the account? Would you recommend the account to your family and friends? Whether good or bad, write a Cumberland Plus Current Account review. Together, we can help people like you make better financial decisions.

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The Cumberland Plus Current Account reviews (39)

A solid current account provider....

5
The Cumberland Building Society punches way WAY above its weight by simply having it's own range of current accounts,given that it's a regional building society this is quite astonishing.I have held many different current accounts over the years and the Cumberland Plus account is brilliant,I have a 14.9% overdraft facility (no other current account provider in the UK offers such a low rate!),I have zero fees for using my debit card abroad,a solid app that does everything I need and brilliant customer service & branches to boot!! While the Cumberland current accounts don't presently have instant transaction notifications like a lot of the app based and National providers,this is a minor detail and the benefits of the Cumberland Plus current account FAR outweigh this,if you live within the Cumberland Building Societies operating area I can thoughroughly recommend this simple but effective current account as it provides all that you need to operate your day to day finances at home & abroad. Reviewed on: 5th March 2026

Friendly local service and good online banking.

5
Friendly local service and good online banking. Thankfully The Cumberland Building Society is one of the very few banks left in town and soon will be the last. It is appreciated for its branch availability, friendly staff, good range of savng products and great customer service. It is the best bank I have ever dealt with. Reviewed on: 29th January 2024

Excellent Service

5
I have been with the Cumberland for the over 10 years and have always found them to be friendly and efficient. Reviewed on: 20th January 2023

Great customer service

5
Really helpful local bank. They go out of their way to sort any issues out for you with local service at the end of the phone or in brach. No international help centres located halfway across the world. Reviewed on: 14th August 2022

Customer Serrvice at its best

5
I've never once had an issue with the Cumberland since I opened my account 6 years ago. I will support my local Building Society for the foreseeable future Reviewed on: 25th March 2022

Good Old Fashioned Customer Service

5
People you can talk to, who have a direct line and are always willing to help. True relationship banking. Reviewed on: 25th March 2022

Great company

5
Always doing the right thing to help customers Reviewed on: 24th March 2022

Great personal service

5
The colleagues in the local branches and at the Call Centre are helpful and friendly and make a genuine effort to provide a personal service to customers. Reviewed on: 24th March 2022

Friendly, ethical banking

5
I have banked with the Cumberland for a few years now. I get straight through on the phone whenever I need to call and the staff are amazingly helpful. I even recently took a mortgage out with them too. I love that they are ethical with a personal service. Only slight downside is that electronic payments to other bank accounts do not appear immediately as with some other banks, but for me the ethical aspect is worth waiting those few hours for a transfer. Reviewed on: 15th March 2022

Ethical banking across Cumbria

5
Cumberland Building Society has the ethics I want, and the branches I need. Reviewed on: 14th March 2022

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