Smart Money People Logo

Trading 212: Cash ISA reviews

4.96
Based on 881 reviews, last reviewed 11th Apr 2025
85300% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
3 star
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best user friendly app with all in one place and kee... Best user friendly app with all in one place and keep evolving Reviewed on: 11th April 2025
Suren's avatar
Suren

Latest lowest rating:

1

Worst customer service I have experienced with a fin... Worst customer service I have experienced with a financial platform. Dreadful company. Reviewed on: 24th March 2025
Ian B's avatar
Ian B

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (881)

Review of the Trading 212, Cash ISA:

Sold as interest as paid monthly.- This is not so

1
This is sold as interest as paid monthly. This is not correct it is added to your account monthly. Their is no means to withdraw interest at all. In fact interest is only available after the financial years end. Reviewed on: 19th March 2025
Reply from Trading 212 Thank you for your feedback. To clarify, interest on our Cash ISA accounts is accrued daily and paid out monthly. You are free to withdraw funds from your Cash ISA, including interest, at any time. If your experience has been different, we’d appreciate it if you could clarify in your review what specifically led you to this conclusion. This will help us better understand and address any concerns. Please feel free to reach out if you need any assistance - we’re happy to help! Response date: 20th March 2025
Trading 212 logo
Trading 212

Great app, easy to handle

5
Great manageable app, easy to handle Reviewed on: 9th April 2025

Best trading app

5
Best trading app in my opinion Easy control of your investments,. Insightful interactive app that covers a wide range of metrics. Something for everyone and best of all is the pie creation tool. It’s just perfect for anyone starting to invest. I love it! Reviewed on: 9th April 2025

So easy to use.

5
So easy to use. Money in and out easily accessible. Good interest rates. Very happy. Reviewed on: 9th April 2025

Best value with easy to use application.

5
Best value with easy to use application. They provide the best CASH ISA rates with no restrictions. Highly recommend Trading 212 when compared to other brokers who are just looking to consume more of customers' money without providing any extra benefit. Trading 212 has been straight forward and simple to use and good value for customers. Reviewed on: 9th April 2025

Saving and investing

5
I have joined 212 just before the Covid and was new to investment, this is the first platform I started with and I have been loyal to 212 as it is a fantastic app and I have learned so much from them. Luckily for me it turned out this is the best platform out there. Reviewed on: 9th April 2025

Trading 212's Cash ISA stands out

5
Trading 212's Cash ISA stands out with its competitive interest rates, offering up to 5.60% AER for new clients during the initial three months . This flexible ISA allows penalty-free withdrawals, providing easy access to your funds without compromising your annual ISA allowance . The user-friendly app enhances the experience by displaying daily interest accruals, making saving both transparent and straightforward . Overall, it's a secure and efficient platform for maximizing your tax-free savings. Reviewed on: 9th April 2025

They always deal with my issues in a quick and effic...

5
They always deal with my issues in a quick and efficent manner and offer superb value for money Reviewed on: 9th April 2025

Great user experience with continuous improvements.

5
Great user experience with continuous improvements. customer service has been absolutely excellent. A human response at all hours. Reviewed on: 9th April 2025

I happy user

5
I happy and I know it learning on my own mistakes and gaining profit on my findings over web. Reviewed on: 9th April 2025

Been using Trading 212 for my Cash ISA since release...

5
Been using Trading 212 for my Cash ISA since released and honestly, it’s been great. Super easy to set up, no fees on trades, and loads of stocks and ETFs to pick from. The app’s clean and get daily interest on cash. Reviewed on: 9th April 2025

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Trading 212 has a range of products available. Check the ratings of each product to find the right one for you. View all products