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Trading 212: Cash ISA reviews

4.94
Based on 2,247 reviews, last reviewed 27th Mar 2026
108200% increase in 5 star reviews
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Latest highest rating:

5

Easyvto use and keeping up to date Easyvto use and keeping up to date Reviewed on: 27th March 2026
Ian C's avatar
Ian C

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (2247)

Easyvto use and keeping up to date

5
Easyvto use and keeping up to date Reviewed on: 27th March 2026

Intuitive and Accessible

5
Trading 212 is an intuitive and accessible platform that makes investing straightforward for beginners. I appreciate how easy it is to buy and track stocks, and the commission-free trades are a big plus. It would be great if the app offered more educational resources, like lessons on trading vs. investing or insights into market trends, to help users grow their financial knowledge. Overall, it’s a supportive app that encourages learning while investing. Reviewed on: 25th March 2026

Consideration of loyalty

5
Needs to consider rate to retain current account holders not just attract newbies Reviewed on: 25th March 2026

GREAT FOR NEWBIES - LOYALTY DOESN'T SEEM TO MATTER

4
GREAT INITIALLY WITH A COMPETITIVE INTEREST RATE ON THE CASH ISA - HOWEVER ONCE THEY HAVE YOU LOWER RATE APPLIES - SHAME NO OTHER INCENTIVES OFFERED TO STAY Reviewed on: 25th March 2026

Best Cash ISA setup experience there is

5
The app is incredible, very easy to open the ISA and I love the use of Open Banking APIs to transfer in monies. First time customer of Trading 212 but experience has been brilliant so will def use again for more products. Reviewed on: 24th March 2026

Easy access, good interest rate Straight forward to...

4
Easy access, good interest rate Straight forward to transfer money in and out. Reviewed on: 9th March 2026

Not the best interest on the market

3
Not the best interest on the market Reviewed on: 8th March 2026

Website very easy to use

5
Website very easy to use and rates of interest are good Reviewed on: 2nd March 2026

Pleasant experience so far, could do much better wit...

5
Pleasant experience so far, could do much better with improved customer services Reviewed on: 2nd March 2026

Easy to open account with top savings rates!

5
Nervously opened my new Cash ISA online, so had to make a new account including security/proving my identity which was reasonably straightforward to this old fart. Never heard of Trading 212 until looking for the best ISA for me through MSE. They are very informative with their communications and I am now happily watching my savings grow. Recommended to my Brother and he has made a new account already (I missed the msg that I might get a reward for recommending but oh well!) So far so good, and I will likely be staying with Trading 212 long after the end of THIS tax year! Reviewed on: 26th February 2026

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