Smart Money People Logo

Trading 212: Cash ISA reviews

4.95
Based on 2,237 reviews, last reviewed 24th Feb 2026
107400% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
2 star
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very competitive interest rate with the versatility... Very competitive interest rate with the versatility of a flexible isa allowing replacement of funds within the same financial year. Reviewed on: 24th February 2026
David Thomas Blyth's avatar
David Thomas Blyth

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025
PAUL BROOKMAN's avatar
PAUL BROOKMAN

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Review Trading 212: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Trading 212 Cash ISA reviews (2237)

The app is very simple to use, it shows everything y...

5
The app is very simple to use, it shows everything you need in one place. Transferring money in and out very quick and simple, it is almost instantaneous, which can be a great benefit when you need money moved quickly Reviewed on: 14th February 2026

Trading212: better than the banks

5
The cash ISA in Trading 212 is so simple and easy to use. It provides better interest rates compared to big banks and safeguards your money through FSCS in the UK. It is reliable and quick when depositing money and withdrawing money. They also provide fun and easy to read graphs to watch your money grow. Reviewed on: 14th February 2026

Really easy to set up.

5
Really easy to set up. Great I can easily move money in and out and see real time my interest. Reviewed on: 14th February 2026

Don’t delay opening your ISA

5
First time user of ISA cash account. Everything was easy to set up and see clearly the transactions on my account. Reviewed on: 13th February 2026

No fuss easy navigation

5
Easy to navigate excellent app to use great rates would highly reccomend. Reviewed on: 13th February 2026

Very easy to access and navigate the APP.

5
Very easy to access and navigate the APP, giving clear details of your investments and summaries of the company invested in. Reviewed on: 13th February 2026

Great platform to manage money.

5
Very user friendly way to manage money. Great rates Reviewed on: 13th February 2026

Decent rate easy access.

4
Decent rate easy access. App is quick Reviewed on: 12th February 2026
Reply from Trading 212 Thank you for the positive review. It's great to hear that you like our app and interest rates. Since we always strive for excellence, can you please share more about your experience and how we can earn that extra star? Response date: 20th February 2026
Trading 212's avatar
Trading 212

Easy app to navigate between different accounts.

5
Easy app to navigate between different accounts. Reviewed on: 12th February 2026

Extremely satisfied

5
I wanted a place that would actually give me interest on my savings. And 212 has done that and some. Very happy Reviewed on: 12th February 2026

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Trading 212?

  • Stocks and Shares ISA

    from Trading 212 4.94 from 1064 reviews
    Trading 212
  • Investment Accounts

    from Trading 212 4.84 from 580 reviews
    Trading 212
    View all products