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Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1111 reviews)

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4.94

Based on 1,111 reviews, last reviewed 5th Sep 2025

90% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Good and clear communication which makes it easy to... Good and clear communication which makes it easy to see the growth of my money Reviewed on: 5th September 2025

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

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About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

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Trading 212 Cash ISA reviews (1111)

Good and clear communication which makes it easy to...

Good and clear communication which makes it easy to see the growth of my money Reviewed on: 5th September 2025

It's decent I see it recommended on finance forums a...

It's decent I see it recommended on finance forums all the time Reviewed on: 4th September 2025

T212-Ease of use

Very easy to use and good flexibility to invest Reviewed on: 15th June 2025

Trading 212 ISA investments

Very easy to use opening and reviewing the account, and easy to monitor your investments. Reviewed on: 13th June 2025

Very easy to use app, so you can see exactly what's...

Very easy to use app, so you can see exactly what's happening with your money. I like the graph in particular. Reasonably good rate although no longer market leader. Reviewed on: 13th June 2025

Easy to use app, rates ok

Easy to transfer in to the Cash ISA and got rate initally though it dropped fast - there are better now, though maybe newcomers still get a decent intro bonus. The app is easy to use. Reviewed on: 12th June 2025

Reply from Trading 212 Thank you for sharing your experience! We’re glad you found the transfer process smooth and the app easy to use. Interest rates are determined by the banks with which we hold your cash, and the central bank rates also influence them. For example, when the Bank of England adjusts its base rate, it impacts the interest on cash. Nonetheless, we appreciate your feedback and will consider it as we continue to look for ways to improve our services. If there’s anything we can do to turn this into a 5-star rating, please let us know. Response date: 27th June 2025

Easy to use, clear what I’m doing

Easy to use, clear what I’m doing Reviewed on: 12th June 2025

First class cash Isa.

The cash Isa is very competitive with most other providers. Very easy to administer very fast notification of interest paid on a daily basis. Reviewed on: 12th June 2025

Great interest rate.

One of the best interest rates and easy to use app. Reviewed on: 12th June 2025

A good opening interest rate which sadly fell short...

A good opening interest rate which sadly fell short of the competition within a month or two Reviewed on: 12th June 2025

Reply from Trading 212 Thank you for leaving us a review, Christopher! All interest rates are determined by the banks and/or QMMFs, with which we hold your cash (QMMFs do not apply to the Cash ISA). The central bank rates also influence them, so if, for example, the Bank of England adjusts its base rate, this will impact our GBP interest rates. Nonetheless, we appreciate your feedback and will consider it as we continue to look for ways to improve our services. If you have any other suggestions that could enhance your experience, feel free to share them with us. Response date: 27th June 2025

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