Write a review

Trading 212: Cash ISA reviews

Name: Cash ISA
Rating: 4.95 (1095 reviews)

View other Trading 212 products

4.95

Based on 1,095 reviews, last reviewed 23rd Apr 2025

104800% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

96%

2 star

Latest highest rating:

4

Easy to use and understand. Easy to use and understand. Customer support has been helpful. Cash ISA has reduced interest rates and now less than Stocks and Shares ISA, could at l... Read more Reviewed on: 23rd April 2025

Latest lowest rating:

1

No Support From Day One ! As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support o... Read more Reviewed on: 23rd April 2025

Read all reviews See your review

About this product

The Trading 212 cash ISA is completely free with no account fees.

The Trading 212 cash ISA is flexible so you can withdraw funds whenever you want to. Your interest accumulates daily and is paid monthly. You can open a Trading 212 cash ISA with just £1.

Trading 212 cash ISA reviews help you find out what it’s really like to be a customer. If you’ve used Trading 212 before, you can also leave a review and share your experience.

Trading 212 Cash ISA reviews (1095)

Review of the Trading 212, Cash ISA:

Very easy to use and good rates.

Very easy to use and good rates. I like how fair T212 is by not always passing on all of the lower rates. They remain competitive . Reviewed on: 10th April 2025

Easy to use and understand.

Easy to use and understand. Customer support has been helpful. Cash ISA has reduced interest rates and now less than Stocks and Shares ISA, could at least be the same. Reviewed on: 23rd April 2025

Reply from Trading 212 Thank you for taking the time to review us! It's great to hear that you're finding the app easy to navigate and that our support team has been helpful. We completely understand your point about the Cash ISA rates. Your feedback is valid, and we’ll make sure it’s passed along to the team. We’re always reviewing our products to stay competitive, so your input genuinely helps. If something else comes to mind that could make your experience even better, please share it with us. Response date: 24th April 2025

No Support From Day One !

As advertised on MSE and Smart Money People I tried to open a Cash ISA with Trading 212 but ran into problems with my Transfer of funds. The support offered by Trading 212 was woefully inadequate. They stated that because I had downloaded the App earlier that I had made myself ineligible for the 5.07% bonus rate even though no identity checks or money was credited in. The chap simply disappeared from the Live Chat hence my Poor Service Rating. Reviewed on: 23rd April 2025

Reply from Trading 212 We regret to hear about your disappointment, Paul. Our Cash ISA bonus rate campaign is available only to new clients who meet all eligibility requirements within the given timeframe. This includes being a UK resident, opening and verifying a new Cash ISA account via an eligible affiliate link, and making the first deposit within 10 days of registration. If any of these steps is missed during the campaign period, the account will not qualify. We’ve found your case regarding the TrueLayer issue, and if the troubleshooting steps don’t resolve it, a screen recording will help us investigate further. On a side note, we’re sorry to hear about your experience with our support - it’s far from what we aim for. We’re reviewing your interactions with our AI assistant and team to understand where we can do better. If there’s anything else we can do to turn this around, we’d love to hear from you - feel free to update your review with any feedback. Response date: 24th April 2025

Overall experience is good.

Overall experience is good. It has the best rates and easy to maintain Reviewed on: 22nd April 2025

Great, would recommend!

Great, would recommend! Easy to use and helpful functions. Reviewed on: 20th April 2025

Excellent app

Investing made easy, great design and layout, promotional fractional shares are a great touch! would recommend Reviewed on: 20th April 2025

It gave me the possibility of creating wealth, at my...

It gave me the possibility of creating wealth, at my finger tip. Reviewed on: 18th April 2025

Good app for a novice investor.

Good app for a novice investor. Lots of options both ETF and equities. Reviewed on: 18th April 2025

Easy to use, transparent and great interest

I have been using Trading 212 for over a year and it's always been transparent on my interest, offers great return and is very easy to use Reviewed on: 18th April 2025

Great...

Easy to use and money transferred shows up quickly. Reviewed on: 18th April 2025

Breaking free from working class with trading 212.

I first used this app in its very early days just to try out investing with the imaginary £50k, to see what return I could get. Little did I know 5 years later I would have generated that amount in REAL money on my ISA wrapper. The value for money is incredible and they have always been upfront about the fact that they make their profits in the leveraged accounts, so long term investors like me don't have to lose out in fees and commission. I'd never use a different app. Reviewed on: 18th April 2025

Do you have a different Trading 212 product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Cash ISA
from Metro Bank 4.64 from 153 reviews
Lifetime ISA
from Moneybox app 4.95 from 4900 reviews
Notice Cash ISA
from Aldermore 5.00 from 1 reviews

There's still more to see!

Trading 212 has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub