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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19891 reviews)

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4.78

Based on 19,891 reviews, last reviewed 5th Aug 2025

62% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

No issues at all. I have been with vanquis for a number of years and have had no issues what so ever. The app is very easy to navigate Reviewed on: 5th August 2025

Latest lowest rating:

1

App not working , charging too much fees for service... App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I h... Read more Reviewed on: 20th July 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Vanquis Credit builder credit card reviews (19891)

Review of the Vanquis, Credit builder credit card:

It’s one of the great credit cards that i have used.

It’s one of the great credit cards that i have used. Very easy to use always Reviewed on: 2nd May 2024

No issues at all.

I have been with vanquis for a number of years and have had no issues what so ever. The app is very easy to navigate Reviewed on: 5th August 2025

Vanquis credit card has been surprisingly positive

I originally applied to help build my credit score, and Vanquis gave me that opportunity when many others wouldn’t. The application process was straightforward, and I was approved quickly with a manageable credit limit that increased gradually over time as I proved myself. The app is easy to use — I can check my balance, make payments, and get alerts instantly, which helps me stay on top of things. I especially like how transparent the charges and interest are, and that I’m reminded when my payment is due. It’s helped me become more financially disciplined. There are no flashy rewards, but for what I needed — building credit safely and gaining control over my finances — Vanquis delivered exactly that. I’d recommend it to anyone trying to rebuild or start their credit journey. Reviewed on: 4th August 2025

I felt I was respected due to my current circumstanc...

I felt I was respected due to my current circumstances and I certainly would reccomend this company to friends and family Reviewed on: 3rd August 2025

Credit limit is increased in line with making the re...

Credit limit is increased in line with making the required payments Vrey fast connection to customer services representative when needed Reviewed on: 2nd August 2025

Vanquis credit builder was there for me when I was w...

Vanquis credit builder was there for me when I was working on building my credit score, they give me a chance and without them I wouldn't have achieved the financial goals that I wanted to achieve today. Reviewed on: 31st July 2025

Product and services

Always keep me updated with product and services Reviewed on: 30th July 2025

Vanquis Customer service

Customer service have been very helpful professional and I am very pleased with the service I have received. Reviewed on: 29th July 2025

No problem ctedit card, app very helpful

No problem ctedit card, app very helpful Reviewed on: 29th July 2025

Everything seems super smooth and reliable.

Everything seems super smooth and reliable. Reviewed on: 29th July 2025

. "Helpful Card for Building Credit"

I've had a good experience with the Vanquis Credit Builder Credit Card so far. The application process was straightforward, and it's helped me build my credit score gradually. The app is easy to use, and I appreciate the regular reminders for payments. Interest rates are on the higher side, but manageable if you pay in full each month. Overall, it’s a useful tool for improving credit when used responsibly. Reviewed on: 29th July 2025

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