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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

63% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Very professional and responsible

Very professional and responsible Reviewed on: 21st July 2025

"A" Class Service

Been a very proffesional service, listen to customers and give great help and advice , not pushy just proffesionl, send upto date information, and regular contact. Fair if you are in financial crisis Reviewed on: 21st July 2025

Low monthly payments and sensible interest

Keeping the monthly minimum payment low so it's very affordable dont feel like you aren't able to pay it off because of interest rates being high. Sensible rates and dont raise you credit limit constantly unlike other places keeping it affordable Reviewed on: 21st July 2025

App not working , charging too much fees for service...

App not working , charging too much fees for service , charging for late payment which is not my fault , always reporting me to creditors as bad . I have to call them to pay over the phone. As soon as I got pay them ALL then I will close my account and discard them . They always call me on my work telephone discussion my issue with my colleagues and ask them to in courage me to to call back which I never run behind my payment. Reviewed on: 20th July 2025

Costomer service

They have one of the best costomer service i have talked to them few time and i never wait for it Reviewed on: 20th July 2025

No problem smooth so far easy application

No problem smooth so far easy application Reviewed on: 20th July 2025

Excellent company, excellent service and help online

Excellent company, excellent service and help online Reviewed on: 19th July 2025

Potentially horrific end after years of good servic

When I frst joined Vanquis it was brilliant and helped me to rebuild my credit after years of struggle following a divorce and a scam. However, things really went downhill, when for some reason,about three years ago, I could no longer access my account, neither online nor on the mobile app. For some reson, still unknown to me, I could not log in, even after ringing up and seeking help from the Head Office. Appologies were made, by telephone and by via email, but the problem was never rectified. I had been a good customer over the years that I had been with Vanquis and had always paid my account on time and keeping within my credit limit. Fortunately, I had a zero balance when the problems occurred or I daresay that the problems would have been severe, in the extreme, through no fault of my own, as I would have been unable access my account to make payment. It is for this reason that I have given such a low score, I could not possibly reccomend a company that would potentially, through their inability to sort out their system, lead their customers into a very serious finacial situation that would cause a tremendous upset. Reviewed on: 19th July 2025

A credit card that actually makes life easier!

I’ve been using my Vanquis credit card for a while now, and honestly, it’s been a game changer. The application process was quick and hassle-free, the app is super easy to use, and the alerts keep me totally in control of my spending. I love the flexibility it gives me—whether it’s for everyday purchases or unexpected expenses. The interest rates are fair, and the rewards system is a great bonus. Plus, I really appreciate the customer support team—they’ve always been helpful and friendly whenever I had questions. Using this card has genuinely improved how I manage my finances. I feel secure, supported, and in charge. Can’t recommend it enough! Reviewed on: 19th July 2025

It’s really great it helped me to boost my credit sc...

It’s really great it helped me to boost my credit scores Reviewed on: 18th July 2025

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