Smart Money People Logo

Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19909)

Better than others.

5
Better than others.♥️............... Reviewed on: 1st May 2024

Vanquis amazing

5
Vanquis just have been great never had any problems Reviewed on: 1st May 2024

I keep all my cards in credit so when I find a item...

2
I keep all my cards in credit so when I find a item I like I’m not getting myself in debt but Vanquis keep contacting me saying your in credit we need to refund you Reviewed on: 1st May 2024

Could be more understanding

3
When I've had to explain about my mental health it's been stressful and customer service is poor and not empathetic. When they don't understand the experience they do not get the anxiety I feel Reviewed on: 1st May 2024

I have been with Vanquis for a few months now, respo...

5
I have been with Vanquis for a few months now, responsible lenders offer great saving and budgeting tips no pressure easy access and good customer service Reviewed on: 1st May 2024

Great service and easy to use.

5
Great service and easy to use. Would recommend to anyone Reviewed on: 1st May 2024

Great experience, staff are always very helpful and...

5
Great experience, staff are always very helpful and efficient. Reviewed on: 1st May 2024

Good card reliable service would recommend to family...

4
Good card reliable service would recommend to family and freinds Reviewed on: 1st May 2024

Very clear app,always easy to find details, CS is ve...

5
Very clear app,always easy to find details, CS is very polite Reviewed on: 1st May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Vanquis ?

  • Vanquis Savings

    from Vanquis 5.00 from 3 reviews
    Vanquis
  • Loans

    from Vanquis 4.91 from 1253 reviews
    Vanquis
  • Black Diamond Visa

    from Vanquis 4.80 from 9 reviews
    Vanquis
    View all products