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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19907 reviews)

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4.78

Based on 19,907 reviews, last reviewed 18th Sep 2025

62% decrease in 5 star reviews

in the past 90 days

74% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

Excellent card for low credit scores

Excellent service always had regular credit increases Reviewed on: 1st May 2024

Was good to start with but I wasn’t aware I’d be get...

Was good to start with but I wasn’t aware I’d be getting charged £25 a month after the year so it’s taking me twice as long to pay back Reviewed on: 1st May 2024

I am totally disgusted with Vanquis as you send me t...

I am totally disgusted with Vanquis as you send me texts that I can neither reply to or block. On top of that you charge me for them which I am going to make very public to all people I know it’s cost me over £20 so far and I am in the early stages of talking legal action. Stop sending me texts. Reviewed on: 1st May 2024

Great service

Amazing service, never fail to amaze me Reviewed on: 1st May 2024

Well firstly, I am proud to say I am with Vanquis!

Well firstly, I am proud to say I am with Vanquis! They have helped me have access to to extra funds throughout the months. Even better yet doing this also helps me build my credit score at the same time. There was one situation I was near my limit, and i made a cash withdrawal. I had forgot there was a cash fee for this, so I was confused as to how I went into overdraft. But I spoke to a very helpful and polite member of the Vanquis team, they helped me understand better and assisted in telling me how this all works and when the monthly statements generate on my account, I I was informed to make sure I keep a certain amount in the account around the given time so I don’t have the same issues again. I really do appreciate all the service that you have offered me Vanquis! Reviewed on: 1st May 2024

It's easy to use and the interest rate is not bad wh...

It's easy to use and the interest rate is not bad when you speak to customer service them help you out so you don't have to stress Reviewed on: 1st May 2024

I find it easy to use and more importantly understan...

I find it easy to use and more importantly understand how it works , making payments and controlling my finances are made easy with the app too Reviewed on: 1st May 2024

No issues easy app to use and helps build your credi...

No issues easy app to use and helps build your credit just wish the interest wasn’t as high Reviewed on: 1st May 2024

Brilliant credit builder card

Brilliant credit builder card and very easy to use app to keep on top of things Reviewed on: 1st May 2024

To be fare, I have had little to no experience with...

To be fare, I have had little to no experience with difficulties in my dealings with anyone at any offices as yet, I use my credit card as and when I need to and at the end of the month pay off the outstanding total. With this, I have no problems. Reviewed on: 1st May 2024

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