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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

Review Vanquis : Credit builder credit card now

Help others make smarter decisions by sharing your own experience. Write a review

Vanquis Credit builder credit card reviews (19907)

Very good company

5
Very good experience. I'll recommend to friends Reviewed on: 1st May 2024

Very easy to use and keep you informed as an...

5
Very easy to use and keep you informed as an individual Reviewed on: 1st May 2024

Terrible service from customer care.

1
Terrible service from customer care. Never experienced anything like it. They took 2 payments instead of one and left me with no money for 4 days then they make you wait 8 weeks to even reply. Absolute disgrace Reviewed on: 1st May 2024

Vanquis is the worst account I have

1
Takes 6 months to update your phone number so you can pay with the app. No lie. APR just keeps on going up and up. My other card charges me half what Vanquis do. Do not even consider Vanquis, they are the worst. Reviewed on: 1st May 2024

good service I enjoy me may my fa...

5
I am very happy Reviewed on: 1st May 2024

Excellent That's great to hear!

5
That's great to hear! If you're satisfied with the payment process and customer service provided by your credit card company, it's a positive sign of their reliability and efficiency Reviewed on: 1st May 2024

Easy to use the app and manage your spending.

5
Easy to use the app and manage your spending. Reviewed on: 1st May 2024

It is fit for purpose and meet my credit needs.

5
It is fit for purpose and meet my credit needs. The vanquis app is user friendly and easy to use. Reviewed on: 1st May 2024

Vanquis is best

5
Good for credit building ,good customer service,Vanquis app is easy to use Reviewed on: 1st May 2024

Vanquis helps you rebuild your credit

5
Vanquis has been very helpful in enabling me to build up my credit rating and have rewarded me by increasing my credit limit by 300%. This has enabled me to use it to buy larger purchases knowing I have the added protection which comes with paying by credit card. I would highly recommend this credit card company. Reviewed on: 1st May 2024

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