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Vanquis : Credit builder credit card reviews

4.78
Based on 19,911 reviews, last reviewed 16th Jan 2026
95% decrease in 5 star reviews
in the past 90 days
50% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Professional Great customer service and professionalism Reviewed on: 16th January 2026
Sasha Sasha's avatar
Sasha Sasha

Latest lowest rating:

1

Poor complaints handling and broken promises I had a frustrating experience with Vanquis that I need to share. Called the activation number on my new card sticker and it straight up didn’t work. ... Read more Reviewed on: 7th January 2026
Carlien 's avatar
Carlien

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19911)

easy to use quick and simple very happy

5
easy to use quick and simple very happy Reviewed on: 1st May 2024

I was notified about not paying enough towards what...

5
I was notified about not paying enough towards what I owed and I started paying more to lower my direct debit Reviewed on: 1st May 2024

Excellent

5
Always had excellent service staff courteous at all times. Reviewed on: 1st May 2024

Every happy with the service I get from Vanquis alw...

5
Every happy with the service I get from Vanquis always very polite on the phone Reviewed on: 1st May 2024

I applied for vanquis, to build my credit and it has.

5
I applied for vanquis, to build my credit and it has. But the interest rate scares me.so i only use it for large purchases. Reviewed on: 1st May 2024

Only good for certain circumstances

3
No major issues, just huge APRs, only any good if you're repairing credit and paying off each month Reviewed on: 1st May 2024

Easy to use, great app

5
Easy to use, great app, limit increases Reviewed on: 1st May 2024

I have had no issues with my vanquish credit card

5
I have had no issues with my vanquish credit card Reviewed on: 1st May 2024

Very good starter credit limit.

5
Very good starter credit limit. Easy to operated app and a reasonable apr overall. Reviewed on: 1st May 2024

Very easy to set up and use

5
Very easy to set up and use app is great straight forward no hidden secrets no calls all the time mothering you and not had any code callers trying to sell me more things Reviewed on: 1st May 2024

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