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Vanquis : Credit builder credit card reviews

4.78
Based on 19,907 reviews, last reviewed 18th Sep 2025
62% decrease in 5 star reviews
in the past 90 days
74% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

4

One of the best that I know in UK It is one of the best that I have known Reviewed on: 18th September 2025
Felix A's avatar
Felix A

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19907)

I applied for vanquis, to build my credit and it has.

5
I applied for vanquis, to build my credit and it has. But the interest rate scares me.so i only use it for large purchases. Reviewed on: 1st May 2024

Only good for certain circumstances

3
No major issues, just huge APRs, only any good if you're repairing credit and paying off each month Reviewed on: 1st May 2024

Easy to use, great app

5
Easy to use, great app, limit increases Reviewed on: 1st May 2024

I have had no issues with my vanquish credit card

5
I have had no issues with my vanquish credit card Reviewed on: 1st May 2024

Very good starter credit limit.

5
Very good starter credit limit. Easy to operated app and a reasonable apr overall. Reviewed on: 1st May 2024

Very easy to set up and use

5
Very easy to set up and use app is great straight forward no hidden secrets no calls all the time mothering you and not had any code callers trying to sell me more things Reviewed on: 1st May 2024

using my card

5
vanquis is simple to use your online account and rates are same as most cards any problems just ring up and they sort it for you Reviewed on: 1st May 2024

Help hand

5
Vanquis have helped me to get back into responsible credit card use all along the way forward. Reviewed on: 1st May 2024

New start

5
First card I was accepted for after we had a business that went insolvent and helped us get our credit rating back on track Reviewed on: 1st May 2024

there when needed

5
Vanquis were there when no other card company were Reviewed on: 1st May 2024

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