Smart Money People Logo

Virgin Money: Credit cards reviews

3.80
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Credit cards now

Help others make smarter decisions by sharing your own experience. Write a review

Virgin Money Credit cards reviews (799)

Good quality

5
All good, excellent services. good offers and great rates Reviewed on: 24th January 2020

Worst company I have ever dealt with

1
Abysmal service from this company from day one Reviewed on: 14th January 2020

Virgin Money credit cards

5
All round brilliant, no complaints, service is always on point. Reviewed on: 9th January 2020

have been a customer very long time. No complains- ALL services EXCELLENT.

5
Never - ever experienced any problems. Very professional Credit Card Bank/company. Very pleased. Highly Recommended. Reviewed on: 8th January 2020

Welcome to the 21st Century

5
I have been an advocate for the Virgin brand for years, having savings and a PCA with them. I also had a Credit Card and finally in 2019 they launched a Mobile App and allowed me to pay via Apple Pay!! Couldn't be happier about my money. Reviewed on: 8th January 2020

Very good staff, credit operations staff are amazing

5
I applied for a card - very pleasant and swift service Reviewed on: 8th January 2020

All runs smooth

5
Never had any problems because statements come each month on line which makes for easy reference Reviewed on: 6th January 2020

Helped save me

5
Straight and to the point I really appreciate the space this card gave me to get back on my feet Reviewed on: 5th January 2020

Good Product

5
have been using from last 6 months and could say this is the best product Reviewed on: 4th January 2020

Love my virgin card

5
Always a hassle free experience and love the online services so convenient Reviewed on: 2nd January 2020

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Virgin Money?

    View all products