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Virgin Money: Credit cards reviews

3.80
Based on 799 reviews, last reviewed 21st Aug 2025
100% decrease in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
63%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Would 100% recommend Great experience and easy to use the app, when I’ve had to contact them it’s always been easy Reviewed on: 13th June 2025
Kirsten O's avatar
Kirsten O

Latest lowest rating:

1

This bank has one of the worst service out there. This bank has one of the worst service out there. We have banked with them for over 65 years. The credit card cancels transactions without notificatio... Read more Reviewed on: 21st August 2025
Mark James's avatar
Mark James

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (799)

Great Credit Card

5
Always very helpful and great bonus of air miles Reviewed on: 1st January 2020

A credit card Virgin

5
First credit card I’ve ever had . I can’t fault them Reviewed on: 17th December 2019

Well, I have always loved the Virgin brands and this card just added an icing on the cake!

5
I love the versatility of this card! I can use it for balance transfers and for credit!! Talk about being connected to the lifestyle of the modern consumer!! Hooray to Virgin Money!!! Reviewed on: 13th December 2019

Excellent

5
Speedy proffesional service. Easy to use online and mobile app. Reviewed on: 11th December 2019

Just what I need

5
Very good offers, consistent emails with new promotions and available statement/security checks. Reviewed on: 9th December 2019

Perfect

5
Meets my needs and staff couldn’t be more helpful. Reviewed on: 8th December 2019

Great card

5
I’ve had this card a while now and had no problems Good customer service Reviewed on: 5th December 2019

User friendly site

5
Extremely user friendly site easy to navigate. More than enough information about your account and products you may be interested in. There is everything you need to confidently manage your money in a very secure system. I would recommend using Virgin Money to anyone. Reviewed on: 4th December 2019

Started well...now poor

1
When I first got card they were great, now they get worse month by month. Really really dissapointing Reviewed on: 4th December 2019

Great card and points programme

5
Love the way you earn VAA points. Great service too and online app Reviewed on: 17th November 2019

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