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Virgin Money: Credit cards reviews

3.78
Based on 816 reviews, last reviewed 14th Aug 2026
133% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
64%
See only 4 star reviews
11%
See only 3 star reviews
3%
See only 2 star reviews
3%
See only 1 star reviews
20%

Latest highest rating:

5

Quick balance transfer card Needed a quick balance transfer card for short term purchase with lowest fee and 3 year 0% - Virgin had the best deal on offer and the process of borr... Read more Reviewed on: 14th August 2026
Julie W's avatar
Julie W

Latest lowest rating:

1

Unprofessional behaviour by senior investigators Till two weeks ago they were great, they blocked me from the app so couldn’t view statements, staff rather blame the customer than investigate why thi... Read more Reviewed on: 18th July 2026
Neil B's avatar
Neil B

About this product

Virgin Money offers a range of credit cards with various features to suit different needs.

Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

Virgin Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

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Virgin Money Credit cards reviews (816)

have been a customer very long time. No complains- ALL services EXCELLENT.

5
Never - ever experienced any problems. Very professional Credit Card Bank/company. Very pleased. Highly Recommended. Reviewed on: 8th January 2020

Welcome to the 21st Century

5
I have been an advocate for the Virgin brand for years, having savings and a PCA with them. I also had a Credit Card and finally in 2019 they launched a Mobile App and allowed me to pay via Apple Pay!! Couldn't be happier about my money. Reviewed on: 8th January 2020

Very good staff, credit operations staff are amazing

5
I applied for a card - very pleasant and swift service Reviewed on: 8th January 2020

All runs smooth

5
Never had any problems because statements come each month on line which makes for easy reference Reviewed on: 6th January 2020

Helped save me

5
Straight and to the point I really appreciate the space this card gave me to get back on my feet Reviewed on: 5th January 2020

Good Product

5
have been using from last 6 months and could say this is the best product Reviewed on: 4th January 2020

Love my virgin card

5
Always a hassle free experience and love the online services so convenient Reviewed on: 2nd January 2020

Great Credit Card

5
Always very helpful and great bonus of air miles Reviewed on: 1st January 2020

A credit card Virgin

5
First credit card I’ve ever had . I can’t fault them Reviewed on: 17th December 2019

Well, I have always loved the Virgin brands and this card just added an icing on the cake!

5
I love the versatility of this card! I can use it for balance transfers and for credit!! Talk about being connected to the lifestyle of the modern consumer!! Hooray to Virgin Money!!! Reviewed on: 13th December 2019

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