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Virgin Money: Credit Cards reviews

Name: Credit Cards
Rating: 3.96 (792 reviews)

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3.74

Based on 792 reviews, last reviewed 17th Apr 2025

33% increase in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

63%

11%

20%

Latest highest rating:

5

The staff are absolutely fantastic they are helpful,... The staff are absolutely fantastic they are helpful,will come and ask if you are okay and can they help in anyway. Reviewed on: 17th April 2025

Latest lowest rating:

1

Disgusted with fees Purchased a product from an overseas seller and while I understand there are international transaction fees I wasn't expecting $130 for a computer to ... Read more Reviewed on: 11th March 2025

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About this product

Virgin Money offers a range of credit cards with various features to suit different needs. Options include cards with 0% interest on balance transfers and purchases for an introductory period, cashback, and no foreign transaction fees. The cards can be managed through the Virgin Money Credit Card app.

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Virgin Money Credit Cards reviews (85)

Easy and simple process

Looked to complete a balance transfer with my Virgin credit card via their app. Got partially through the process and then was asked to contact them. Had to wait about 5 minutes but the advisor was extremely helpful and then took me through the rest of the application. It was simple and easy to do and now I just need to wait for the approval via an email. Reviewed on: 25th July 2024

virgin altanic credit card

Held virgin altanic credit card for years since 2019/2020 just for collecting points for daily shopping. It is free and wider accepted as it is a Mastercard. When I visited France in May, I discovered the card has a free spending within EU zone, that just made my day as I have just closed my Barclay card no long ago. Very handy, which means outside of UK spending also can collection points, what a great value! Reviewed on: 7th June 2024

Better than most

Recently transferred a balance to a Virgin Credit Card and was impressed with the 0% interest term as well as the minimum payment requirements. Reviewed on: 1st June 2023

Simple, competitive

In the year I have used this credit card, I have encountered no problems or had any cause to contact the bank. The app is very easy to use and rates were competitive at the time of application. Recommend. Reviewed on: 31st May 2023

Easy to use app

Easy to do most things in the app and mine was a good travel and first credit card. Reviewed on: 31st May 2023

Straightforward app

The virgin money app is really easy to use. It's quick and easy to see how much you've spent on your credit card and changing the direct debit amount or the way you pay is easy too. Reviewed on: 28th February 2023

Virgin money credit card

Excellent customer service and app Reviewed on: 19th January 2023

easy set up even for a pensioner.

I am 78 years old and needed a card to use abroad with zero foreign currency exchange charges. Saga discontinued my Saga card several years ago and as my wife already had the Halifax Clarity card I needed a different one in case one cards gets lost or stolen on holiday. I downloaded the app from the App Store on my iphone and it was easy peasy. You need a bit of paper to hand to make a note of your username (this can be your email), a password, a six digit numerical passcode and some details from your credit card. Only 4 stars because I haven't used it yet but so far looks good. I did try a Tandem credit card which was excellent but then they started charging a monthly fee so I cancelled it. They claimed it was a benefit to me as the interest rates were lower than other banks but as I always pay off my balance in full each month this was of no benefit to me. I just hope that Virgin don't start charging a fee for their card. Reviewed on: 14th December 2022

Great

Good credit card, but app is confusing Reviewed on: 4th April 2022

Simple to Use

Straightforward app, easy to use, no issues. Reviewed on: 13th January 2022

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