Write a review

Zable: Credit Card reviews

Name: Credit Card
Rating: 4.94 (28008 reviews)

View other Zable products

4.94

Based on 28,007 reviews, last reviewed 22nd Apr 2025

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth and Transparent Credit Experience with Zable I've had a really positive experience using Zable for credit. The process was quick, easy to understand, and most importantly – completely transparent... Read more Reviewed on: 22nd April 2025

Latest lowest rating:

1

Avoid like a pot hole! So I’m unfortunately having to go back on my words for this company. I left them a raving review early days of having the card but boy did things chan... Read more Reviewed on: 16th April 2025

Read all reviews See your review

About this product

Zable offers a credit card designed to help users build or improve their credit score. It features a quick application process, and the card can be used instantly through Apple Pay or Google Pay with a virtual card. The card includes spending alerts via the Zable app.

Are you a Zable customer? Let others know about your experience by leaving a review on Smart Money People.

Zable Credit Card reviews (28008)

Review of the Zable, Credit Card:

easy to use credit card, excellent customer service

easy to use credit card, excellent customer service Reviewed on: 31st May 2024

Great service , clear guidance, easy to navigate App

Great service , clear guidance, easy to navigate App Reviewed on: 27th February 2025

Amazing Opportunities!

They gave me a great opportunity to build my credit score as a student navigating my way through my finances. They explain their services clearly and concisely so you understand what type of product that you are investing in. If you are looking to boost your credit score for a brighter future, Zable is a great place to go to! Reviewed on: 26th February 2025

Everything in one place including your credit score.

Everything in one place including your credit score. Zable decided with my input a sensible repayment amount higher than minimum payment which keeps everything in check. You can link your bank account & payment is made on date of your choice & additional payment can be made simply at any time. App is so easy to use. Well done Zable Reviewed on: 26th February 2025

The best money organisation I’ve ever experienced

Just so informative and clear and base your credit on their consistent experience of you. Reviewed on: 26th February 2025

Recommended 100%

Very good and very nice app , very useful and sure app Reviewed on: 20th January 2025

My experience is very very excellent with Zable

My experience is very very excellent with Zable Reviewed on: 31st December 2024

Any payments ,or needs help no problems

Any payments ,or needs help no problems Reviewed on: 31st December 2024

Where to start? Just... NO.

Where to start? I applied, and was approved. Installed the app. The app did not work - I could not access anything through the app without first setting up a payment method. They use a third party app to do this called Plaid; Plaid apparently isn't connected to my bank, so I couldn't set up the payments. There was no option in the app to enter the payment information manually. So I went to the website to create a login. The site sent me a link, which repeatedly failed. Not just once or twice, but multiple times over multiple days. Could not access my account through their site. So I called in, multiple times over multiple days. No option listed to speak to a human, just 7-options to listen to prerecorded messages. I FINALLY called Zable personal loans, and they told me to call back and select Option 8 - which is not offered through their phone tree - to get transferred to a live person. I did, and have now been on hold for over half an hour. Now I've been told that their customer service line closes at 4PM EST. I'm on the west coast, so that's like 1PM? I DO NOT WANT OR NEED THIS CREDIT CARD BADLY ENOUGH TO OFFSET ALL OF THESE THINGS, OKAY? BYE. Reviewed on: 17th December 2024

The staff are very helpful and friendly.

The staff are very helpful and friendly. They gave very good advice and information Reviewed on: 17th December 2024

Charged interest when balance was paid in full

AVOID!! They use deliberately ambiguous language to charge you interest. My balance was paid off in full before the due date and I was charged interest completely out of line with the rest of the credit card industry. You have been warned! Reviewed on: 28th November 2024

Alternative products

Cashback Plus Credit Card
from RBS 4.12 from 8 reviews
Credit Card
from Allied Irish Bank - AIB 3.42 from 6 reviews
Credit Cards
from Virgin Money 3.73 from 792 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub