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Zopa: Cash ISA reviews

Name: Cash ISA
Rating: 4.96 (707 reviews)

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4.96

Based on 707 reviews, last reviewed 6th Mar 2025

46400% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

1 star

Latest highest rating:

5

Zopa gives high value interest on cash isa's. Zopa gives high value interest on cash isa's. It was easy to set up an account which was in a user friendly manner using the Zopa app. I have found th... Read more Reviewed on: 6th March 2025

Latest lowest rating:

2

High rates but let down I chose Zopa because they offered very competitive rates, however the ISA has numerous restrictions. Whilst I probably could have found these restrict... Read more Reviewed on: 16th April 2024

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About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (707)

Review of the Zopa, Cash ISA:

User-Friendly Money Monitoring

Using Zopa is very user friendly - setting up the account and ISA pots is straightforward, and monitoring your money is easy. I feel in control of my finances and it has helped me maximise my savings for a deposit for a house. The option to have both fixed ISA pots and Any Access pots is super helpful and unique. Reviewed on: 20th January 2025

It was clear how the product would operate.

It was clear how the product would operate. It showed an attractive interest and also that it was a variable rate and could change. I liked the fact that I could bring in my ISAs from other providers. Reviewed on: 16th February 2025

Convenient easy to use online account(s)

Convenient easy to use online account(s). Simple to use app. Reviewed on: 7th February 2025

Easy to manage, fairly good rates.

Easy to manage, fairly good rates. Reviewed on: 25th January 2025

Easy to Access and Work with Zopa

The app is intuitive and easy to use and pretty much meets all my needs. On the rare occasion that I have needed to contact customer services (and that has been very rare due to the quality of the on-line “offer”) the responses have been timely and my questions have been answered and matters have been resolved. Reviewed on: 24th January 2025

good app and isa saving rates

the app provided the ability to split my savings into pots so i could organise my savings. Transfers were easy. It felt very secure Reviewed on: 23rd January 2025

No nonsense savings

My experience with Zopa has always been positive and trouble free. Simple straightforward savings accounts are to be applauded, well done. Reviewed on: 23rd January 2025

Great interest rates, excellent systems make Zopa a...

Great interest rates, excellent systems make Zopa a first choice for savings Reviewed on: 23rd January 2025

Really easy to sign up and use.

Really easy to sign up and use. Way easier than my previous bank. Great interest rates. Reviewed on: 23rd January 2025

Zopa competitive and easy to use

The account was easy to open and as flexible ISA allows withdrawals and redeposits. Reviewed on: 22nd January 2025

Best savings product experience from start to finish.

Best savings product experience from start to finish. I actually opened two savings accounts at the same time - Zopa's smart ISA and a competitor's. The differences were unbelievable - zopa was quick, communicated clearly, easy to follow. I love the app, it's very clear and easy to use. The product is great, particularly the rate and flexibility. 10 stars, really impressed. Reviewed on: 22nd January 2025

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