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Zopa: Cash ISA reviews

4.84
Based on 1,546 reviews, last reviewed 12th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Great online services I am very happy with the online service. It is simple, quick and easy to use their website. So far I am happy to keep my savings with Zopa Reviewed on: 12th June 2026
Angie's avatar
Angie

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Cash ISA reviews (1546)

zopa communication

5
I enjoy the offers and the communication is perfect, not filling my inbox everyday or pushy. Reviewed on: 15th March 2026

Have a cash isa with zopa excellent rate easy app an...

5
Have a cash isa with zopa excellent rate easy app and great communication Reviewed on: 12th March 2026

Oap friendly

5
App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026

Not a single complaint.

5
Not a single complaint. The app is well designed with clear focus on usability. All functionality is as it should be. The level of notifications is excellent and information is provided clearly. I used zopa for saving accounts and cah ISA. The rates are fair and I particularly like the reminders to max out ISA allowances. Reviewed on: 9th March 2026

Easy App and when I rarely need to customer service...

5
Easy App and when I rarely need to customer service are straight forward Reviewed on: 9th March 2026

Easy Application

5
The neutral for CS was because I’ve never had to deal with them and have never needed to. The application process is simple Reviewed on: 9th March 2026

Great rates, smartphone app is very user-friendly

5
Great rates, smartphone app is very user-friendly Reviewed on: 8th March 2026

Very easy to use the app and keep control of my fina...

5
Very easy to use the app and keep control of my finances Reviewed on: 8th March 2026

Very good.

5
Very good easy to navigate, nothing to complain about Reviewed on: 8th March 2026

App is easy to navigate, I’ve got a few different po...

5
App is easy to navigate, I’ve got a few different pots of savings and easy to move between them Reviewed on: 8th March 2026

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